Take control of your finances in the UK with our free tools and guides.
PocketWise is dedicated to providing you with good resources to make the best personal finance decisions in the UK. Out guide cover important personal finance topics such as purchasing a home, affordability, mortgages & investing.
UK Individual Savings Accounts (ISAs)
Individual Savings Accounts or ISAs are essential to providing tax-efficient saving and investing to UK citizens. There are various types of ISAs in the UK such as Cash ISA, Stock & Shares ISA, Lifetime ISA (LISA) as well as Innovative Finance ISA and understanding the difference is important to helping you achieve your financial goals.
If you want to see how compound interest will help you achieve your financial goals, check out our compound interest calculator.
Stamp Duty Land Tax (SDLR)
The stamp duty land tax is the tax that must be paid when purchasing a home in the UK. It is important to understand the rules, thresholds as well as benefits to first-time homebuyers to help you purchase a home.
For those purchase a home in Wales, use the land transfer tax (LTT) calculator.
Buy-to-let investing
Given the popularity of property investing it is important to know the differences involved in buy-to-let mortgages and various tax implications which impact the yield of your investment.
Pensions & Retirement in the UK
Starting planning for retirement is important as the earlier you start the easier it will be to achieve financial freedom.
Capital gains tax
When investing it is always important to understand how your gains will be taxed. Capital gains tax can be substantial if you have experienced a substantial increase in the value of your investments.
Mortgages
An important topics to understand if you plan on homeownership in the UK. Using tools such as our interest only mortgage calculator will help you see the impact different mortgage options have on home affordability.
Another important aspect of purchasing a home in the UK is the size of the deposit that you are able to save. Check out our mortgage deposit calculator to see how this will impact you.
If you want to see how much mortgage you are able to afford, check out our mortgage affordability calculator.
Learn about various types of mortgages in the UK such as a interest only mortgage and how it impacts affordability.
Loan to value (LTV) calculator
Income
What to know how you compare to other individuals in the UK based on the income you earn? Check out our income percentile calculator to see where you stand.