Chase UK’s standard daily transfer limit is £25,000 to other UK bank accounts via Faster Payments — this is a total for the day, not a per-transaction cap. You can request a temporary increase up to a maximum of £1,000,000 through the app. For everything else about the Chase UK account including savings rates, cashback, and travel spending, see the Chase UK hub.
Chase UK Transfer Limits at a Glance
| Limit type | Amount |
|---|---|
| Standard daily Faster Payments limit | £25,000 |
| Maximum temporary increase (via app request) | £1,000,000 |
| Transfers above £1,000,000 | Contact Chase support directly |
| International transfers | Not available directly via Chase |
| CHAPS (high-value same-day) | Not available |
How Faster Payments Works
Chase uses the Faster Payments network for all UK bank transfers — the standard bank-to-bank system used by virtually all UK banks. Transfers:
- Are typically received within seconds during the day
- Are available 24/7, including weekends and bank holidays
- Have a scheme maximum set by Pay.UK, though individual banks set their own lower caps
Chase’s £25,000 daily limit is well above what most people need for everyday transfers, but is a daily cap rather than a per-transaction limit, and is lower than some high-street banks’ standard limits. If you regularly move large sums, request a temporary increase in advance or factor this into your planning.
Requesting a Temporary Increase
If you need to send more than £25,000 in a day, Chase allows you to request a temporary limit increase:
- Open the Chase app and go to Pay or Send money
- Request a limit increase, up to a maximum of £1,000,000
- Requests can be made up to 2 days in advance
- Increases are generally processed between 8am and 6pm, Monday to Friday — requests submitted later in the day (around 2pm onwards) may not process until the next working day
- Only one limit increase request can be open at a time
- An approved increase expires at midnight on the day it is approved
For transfers over £1,000,000, contact Chase support directly, as this exceeds the app’s self-service increase limit.
Sending Large Amounts
If you need to move more than your current daily limit — for a property purchase deposit, a large savings move, or a significant one-off payment — plan ahead:
| Situation | Solution |
|---|---|
| Amount above £25,000, within £1,000,000 | Request a temporary limit increase in the app, up to 2 days ahead |
| Amount above £1,000,000 | Contact Chase support directly |
| Time-sensitive large payment (e.g. property completion) | Use a high-street bank or solicitor’s account for CHAPS |
Chase does not currently offer CHAPS transfers. CHAPS is used for guaranteed same-day high-value payments — standard for property completions, car purchases, and large business transactions. If you anticipate needing CHAPS regularly, a bank that offers it is better suited as a primary account for those payments.
International Transfers
Chase UK does not support international transfers. You cannot send money to non-UK bank accounts directly from Chase.
For international transfers, dedicated services are better suited — compare current fees, exchange rates, and transfer speed directly on each provider’s own site, as terms change frequently:
| Service | Notes |
|---|---|
| Wise | Compare current mid-market rate and fees at wise.com |
| Revolut | Convenient if you already hold multiple currencies in the app — compare current terms at revolut.com |
| High-street bank | International wire available — compare current fees directly with your bank |
See Wise vs Revolut for a direct comparison of the two leading options.
Standing Orders and Scheduled Payments
Chase UK supports standing orders — regular automatic payments sent from your account on a fixed schedule. These are useful for rent, regular savings transfers, or recurring bills without a direct debit.
To set up a standing order, use the payments section of the app and select the recurring payment option when initiating the transfer. Your daily transfer limit applies to the total of all outgoing payments, including standing orders, on the day they’re sent.
How Chase UK Compares on Transfer Limits
| Bank | Faster Payments limit | CHAPS available |
|---|---|---|
| Chase UK | £25,000/day (temporary increase to £1,000,000 available) | No |
| Monzo | Confirm current limit at monzo.com | No |
| Starling | Confirm current limit at starlingbank.com | No |
| Barclays | Confirm current limit at barclays.co.uk | Yes |
| HSBC | Confirm current limit at hsbc.co.uk | Yes |
| Nationwide | Confirm current limit at nationwide.co.uk | Yes |
Transfer limits change fairly often across UK banks — always confirm the current figure directly with each provider before comparing. Chase’s £25,000 daily limit is more than sufficient for most everyday use; it mainly becomes a factor for property-related or large one-off payments, where a temporary increase request or a bank offering CHAPS may be more suitable.
Receiving Money into Chase UK
There is no limit on incoming payments. You can receive any amount — salary, BACS, Faster Payments, standing orders — without restriction.
To receive a payment, share your sort code and account number from the Chase app. For full details: Chase UK Sort Code and Account Number.
Related Guides
- Chase UK hub — complete guide to the account
- Chase UK Review 2026 — full account review
- Chase UK ATM Withdrawal Limit — cash withdrawal limits in the UK and abroad
- Chase UK Sort Code — how to find your sort code and account number
- Chase UK Fees — full fee schedule
- Chase UK Travel Spending — fee-free foreign spending and ATM limits abroad
- Wise vs Revolut — international transfer comparison