Energy & Utilities

Warm Home Discount Scheme — Am I Eligible? (2026 Guide)

How the Warm Home Discount works, who qualifies, how much you get, and how to apply. Complete UK guide with eligibility checker.

The Warm Home Discount is worth £150 off your electricity bill each winter. Millions of households qualify but many do not know about it or assume they are not eligible. Here is how it works and how to make sure you get it if you qualify.

What Is the Warm Home Discount?

Detail Information
Amount £150 one-off discount
Applied to Your electricity bill (not gas)
When October to March each year
How it is paid Credit applied directly to your account, or voucher for prepayment meters
Who runs it Government scheme, administered by energy suppliers
Means-tested Yes — based on income, benefits, and energy costs

The discount is applied to your electricity account only, even if you also have gas from the same supplier. You do not receive cash — it reduces what you owe.

Who Is Eligible?

The scheme has two eligibility groups.

Core Group

Criteria Details
Who qualifies People who receive the Guarantee Credit element of Pension Credit
How you get it Automatically — no need to apply
When DWP sends your details to your supplier

If you receive Pension Credit (Guarantee Credit), you should get the Warm Home Discount automatically. You do not need to do anything.

Not sure if you qualify for Pension Credit? Many pensioners miss out. Check with our Pension Credit Guide.

Broader Group

Criteria Details
Who qualifies Low-income households on certain benefits with high energy costs
How it works Government uses data matching to identify eligible households
How you get it Most receive it automatically

To qualify for the Broader Group, you (or your partner) must receive one of these benefits and have high energy costs relative to your income:

Qualifying benefit
Universal Credit
Income-based Jobseeker’s Allowance
Income-related Employment and Support Allowance
Income Support
Housing Benefit
Pension Credit (Savings Credit)
Child Tax Credit
Working Tax Credit

High energy costs are assessed using your property characteristics (size, insulation, heating type) rather than your actual bills. The government uses data from the Valuation Office Agency and other sources to determine this.

Who Does Not Qualify?

Situation Eligible?
Receiving benefits but energy costs not deemed high Not usually
On a good income with no qualifying benefits No
Living in a property with very good energy efficiency Less likely (lower deemed energy costs)
Off-grid (no mains gas or electricity) No — you need a domestic electricity account

How the Automatic System Works

Since the scheme was reformed in 2022 (England and Wales), most of the process is automatic.

Step What happens
1 DWP and HMRC identify households on qualifying benefits
2 Data is matched with energy supplier records
3 Government determines if your energy costs are high enough
4 Your supplier is notified to apply the discount
5 £150 credit appears on your electricity account

You may receive a letter telling you that you will get the discount. If you believe you are eligible but have not heard anything, contact your energy supplier.

Scotland

The scheme works differently in Scotland.

Detail Scotland
Core Group Same as England/Wales — automatic for Pension Credit recipients
Broader Group Administered through Warmer Homes Scotland and Home Energy Scotland
Application You may need to apply — contact Home Energy Scotland on 0808 808 2282
Amount £150

Home Energy Scotland also offers free advice on energy efficiency and may be able to help with other grants and schemes.

Prepayment Meters

Meter type How you receive the discount
Credit meter (direct debit) £150 credit applied to your electricity account
Smart prepayment meter £150 credit applied directly to your meter
Traditional prepayment meter Voucher sent by post or email to top up your meter

If you have a traditional prepayment meter and are eligible, look out for a voucher from your supplier. You can redeem it at your usual top-up point (PayPoint, Post Office, or Payzone depending on your meter).

How to Check If You Have Received It

Method How to check
Online account Log into your energy supplier’s account and check recent credits
Paper bill Look for a £150 credit labelled “Warm Home Discount”
Phone Call your supplier and ask if the discount has been applied
Smart meter Check your balance — the credit will show as a top-up

The discount is usually applied between November and February. If it has not appeared by March, contact your supplier.

What If You Think You Are Eligible but Have Not Received It?

Step Action
1 Check you meet the eligibility criteria above
2 Contact your energy supplier and ask about the Warm Home Discount
3 Ask if your details have been matched by the DWP
4 If your supplier says you are not eligible, ask for an explanation
5 Contact the Warm Home Discount helpline: 0800 731 0214

Common reasons for not receiving the discount despite being on qualifying benefits:

Reason Solution
Name mismatch between benefit records and energy account Ensure the account holder’s name matches their benefit records
Energy account in someone else’s name The account holder must be the benefit recipient (or their partner)
Supplier not part of the scheme Some very small suppliers are exempt — switch to a participating supplier
Data matching issue Contact DWP or your supplier to resolve

Other Help with Energy Bills

The Warm Home Discount is just one form of support. You may also qualify for:

Scheme What it offers Who qualifies
Winter Fuel Payment £100–£300 (now limited to Pension Credit recipients) Pensioners on Pension Credit
Cold Weather Payment £25 for each 7-day cold spell People on certain benefits
Energy Company Obligation (ECO4) Free insulation, boiler, or heating upgrades Low-income and vulnerable households
Household Support Fund One-off payments for essential costs Apply through your local council
Supplier hardship funds Debt write-off or payment support Contact your supplier if struggling
Priority Services Register Free support for vulnerable customers Pensioners, disabled, chronically ill

Related guides:

Summary

Key point Details
Amount £150 off your electricity bill
When October – March each year
Who qualifies Pension Credit recipients (Core Group) and low-income benefit claimants with high energy costs (Broader Group)
How to get it Mostly automatic — but check with your supplier if you think you should have received it
Prepayment meters Voucher or direct credit to your meter
Scotland May need to apply through Home Energy Scotland