Carers & Disability Benefits: UK Guide

Industrial Injuries Disablement Benefit (IIDB) Guide UK 2026

Complete guide to Industrial Injuries Disablement Benefit including rates, eligibility, how to claim, and what counts as an industrial injury or prescribed disease.

Benefits information is based on current DWP and HMRC rules. Entitlements depend on your personal circumstances. For free personalised help, contact Citizens Advice or call the Universal Credit helpline on 0800 328 5644.

Industrial Injuries Disablement Benefit (IIDB) is a tax-free weekly payment if you became disabled because of an accident at work or a prescribed industrial disease.

IIDB Rates 2026/27

Weekly Rates by Disablement Level

Disablement AssessmentWeekly RateAnnual Equivalent
100%£226.40£11,773
90%£203.76£10,596
80%£181.12£9,418
70%£158.48£8,241
60%£135.84£7,064
50%£113.20£5,886
40%£90.56£4,709
30%£67.92£3,532
20% (minimum)£45.28£2,355
Under 20%£0No payment

Key point: You must be assessed as at least 14% disabled to receive IIDB. Assessments between 14-19% are rounded up to 20%.

Extra Supplements

SupplementWeekly AmountWho Qualifies
Constant Attendance Allowance (lower)£45.70Need daily attendance for your disability
Constant Attendance Allowance (full day)£91.40Need full-time daily attendance
Constant Attendance Allowance (exceptional)£182.80Need exceptional care
Exceptionally Severe Disablement Allowance£91.40Receiving highest CAA and need permanent attendance
Reduced Earnings AllowanceUp to £90.56Regular employment impossible (accidents before Oct 1990)
Retirement AllowanceUp to £22.64Replacing REA when you reach State Pension age

What Is Industrial Injuries Disablement Benefit?

Who It’s For

CriteriaDetails
Employment status at time of injuryMust have been an employed earner (not self-employed)
Type of injuryAccident at work OR prescribed industrial disease
Level of disabilityAt least 14% disabled (assessed by medical professional)
Time limitCan claim years after the accident

What Makes IIDB Different

FeatureIIDB
Means-tested?No — your income and savings don’t matter
Taxable?No — completely tax-free
Affects other benefits?Usually not — can receive alongside most benefits
Need National Insurance?No — based on the accident, not contributions

What Counts as an Industrial Injury?

Accidents at Work

Type of AccidentExamples
FallsFalling from ladders, scaffolding, stairs
Equipment injuriesCut by machinery, crush injuries, electric shock
Manual handlingBack injuries from heavy lifting
ViolenceAssault by a member of the public, colleague
Vehicle accidentsWhile driving or travelling for work (not commuting)
Slips and tripsWet floors, uneven surfaces, obstacles
BurnsHot liquids, chemicals, fires

What Doesn’t Count

SituationWhy Not
Commuting accidentNot “at work” — unless driving for your job
Self-employed injuryMust be an employee
Accident at home (working from home)May count if during work duties — case by case
Injury from a hobbyNot work-related

Prescribed Industrial Diseases

IIDB also covers prescribed industrial diseases — conditions caused by specific types of work.

Common Prescribed Diseases

DiseaseOccupations
Carpal tunnel syndromeRepetitive hand/wrist work (e.g., assembly line, typing)
Occupational deafnessWork with loud machinery, music industry
MesotheliomaAsbestos exposure (construction, shipbuilding)
AsbestosisAsbestos exposure
Vibration white fingerUsing vibrating tools (e.g., jackhammers, chainsaws)
Contact dermatitisExposure to chemicals, certain substances
Occupational asthmaWork with dusts, chemicals, animals
Coal worker’s pneumoconiosisMining
SilicosisStone cutting, foundry work
Chronic bronchitis/emphysemaCoal mining (underground for 20+ years)
Lead poisoningWork with lead
BursitisProlonged kneeling (e.g., carpet laying, mining)
TenosynovitisRepetitive manual work
Writer’s crampProlonged writing (rare)
Diffuse pleural thickeningAsbestos exposure

COVID-19

OccupationCOVID-19 as Prescribed Disease?
Healthcare workersPotentially yes — added as prescribed disease
Care home staffPotentially yes
Other occupationsCase-by-case assessment

How IIDB Is Assessed

The Medical Assessment

StepWhat Happens
1You submit a claim with details of your accident/disease
2DWP reviews your claim
3You’re invited for a medical assessment
4A healthcare professional assesses your disability
5They determine your “disablement percentage”
6Decision letter sent with payment details

Disablement Percentage

The assessment compares you to a person of the same age and sex without your condition.

Example ConditionTypical Assessment
Loss of both hands100%
Loss of one hand60%
Loss of thumb30%
Loss of index finger14%
Loss of hearing in both ears100%
Loss of hearing in one ear20%
Severe back injury (can’t work)40-80%
Chronic pain limiting daily activities20-50%

Note: These are examples only. Your actual assessment depends on your specific circumstances.

Reassessment

SituationWhat Happens
Condition expected to improveReview date set (e.g., 2 years)
Condition stable/permanentMay be awarded indefinitely
Condition worsensYou can request a reassessment

How to Claim IIDB

Claim Process

StepAction
1Get form BI100A from GOV.UK or call 0800 121 8379
2Complete the form with accident/disease details
3Include medical evidence if available
4Send to the Industrial Injuries Disablement Benefit Centre
5Attend medical assessment if required
6Receive decision (usually 6-8 weeks)

Information You Need

InformationDetails
Date of accidentExact date, or when you first noticed disease
Where it happenedWorkplace address
What happenedDetailed description
Employer nameAt time of accident
Medical treatmentHospital, GP visits
Current limitationsWhat you can/can’t do now

Time Limits

Type of ClaimTime Limit
AccidentCan claim at any time after the accident
Industrial diseaseCan claim when you’re diagnosed
BackdatingPayments start from date of claim (no backdating)

Important: Claim as soon as possible. IIDB is not backdated before your claim date.

IIDB and Other Benefits

Benefits You Can Get Alongside IIDB

BenefitCan You Get Both?
PIPYes — completely separate
ESAYes — IIDB may be partially deducted
Universal CreditYes — IIDB not counted as income
State PensionYes — no effect
Attendance AllowanceNo — can’t get both, but Constant Attendance Allowance may be added
Housing BenefitYes — IIDB not counted
Council Tax ReductionYes — IIDB not counted

ESA and IIDB

If you receive Employment and Support Allowance:

IIDB AmountEffect on ESA
IIDB £80/weekESA reduced by portion of IIDB (complex calculation)
IIDB with supplementsOnly the basic IIDB may reduce ESA

Note: The interaction is complex. Contact DWP for a calculation specific to your situation.

Can I Still Claim If I’m Working?

SituationCan You Claim IIDB?
Working full-timeYes
Working part-timeYes
Returned to original jobYes
Changed jobsYes
UnemployedYes
RetiredYes
Self-employed nowYes (if employee when injured)

IIDB is about the disablement from the accident — not about whether you’re currently working.

Challenging a Decision

If You Disagree

StepAction
1Ask for Mandatory Reconsideration within 1 month
2Send in any new medical evidence
3DWP reviews the decision
4If still unhappy, appeal to tribunal

Appeal Tips

TipDetails
Get medical evidenceGP letters, consultant reports
Describe daily impactHow the injury affects everyday activities
Keep a diaryDocument good days and bad days
Consider representationCitizens Advice, welfare rights adviser

Common Questions

Can I Claim for an Old Injury?

Yes. There is no time limit for claiming IIDB after an accident. If you were injured at work 20 years ago and still have a disability, you can claim now. However, payments only start from your claim date.

What If My Employer Is No Longer Trading?

IIDB is paid by the government, not your employer. It doesn’t matter if your employer has closed down, gone bankrupt, or you’ve lost contact with them.

Can I Claim IIDB and Compensation?

Yes. IIDB is separate from personal injury compensation. You can:

  • Claim IIDB from the government
  • Pursue a personal injury claim against your employer
  • Receive both

However, if you receive a large compensation settlement, it may affect means-tested benefits (but not IIDB itself).

What If I Was Partly at Fault?

You can still claim IIDB even if the accident was partly your fault. IIDB is based on the disablement, not on who was to blame. That said, for personal injury compensation, contributory negligence may reduce your award.

Summary of 2026/27 IIDB Rates

RateAmount
Maximum IIDB (100% disablement)£226.40/week
Minimum IIDB (20% disablement)£45.28/week
Constant Attendance Allowance (full day)£91.40/week
Exceptionally Severe Disablement Allowance£91.40/week
Reduced Earnings Allowance (max)£90.56/week

Next step: Call the Industrial Injuries helpline on 0800 121 8379 or download form BI100A from GOV.UK to start your claim.

Sources

  1. GOV.UK — Industrial Injuries Disablement Benefit
  2. GOV.UK — Prescribed industrial diseases