Devolved Benefits — Scotland, Wales and Northern Ireland

Funeral Support Payment Scotland — How to Claim in 2026

Complete guide to Funeral Support Payment in Scotland for 2026. Covers eligibility, how much you get, what's covered, how to claim through Social Security Scotland, and differences from the English Funeral Expenses Payment.

Benefits information is based on current DWP and HMRC rules. Entitlements depend on your personal circumstances. For free personalised help, contact Citizens Advice or call the Universal Credit helpline on 0800 328 5644.

Funeral Support Payment is a Scottish benefit that helps with funeral costs. It’s administered by Social Security Scotland and is more generous than the equivalent DWP scheme available elsewhere in the UK.

What Funeral Support Payment Covers

ComponentWhat’s Included
Burial or cremation feesCemetery/crematorium charges, lair purchase
Fixed payment£1,225 (2026-27) for other funeral costs
Transport costsReasonable transport of the coffin within the UK
DocumentationDeath certificate costs, medical certificates
Religious/cultural needsReasonable costs for religious requirements
Memorial costsNot covered
Catering/flowersNot covered (use the £1,225 fixed payment)

Eligibility

Who Can Claim

You must:

  • Live in Scotland at the time of application
  • Be responsible for arranging the funeral (the ‘responsible person’)
  • Receive a qualifying benefit (you or your partner)

Qualifying Benefits

BenefitQualifies?
Universal CreditYes
Pension CreditYes
Housing BenefitYes
Child Tax CreditYes
Working Tax Credit (with disability element)Yes
Income-based JSAYes
Income-related ESAYes
Income SupportYes
Scottish Child PaymentNo (on its own)
PIP/DLA/ADPNo (on their own, but if you also receive a qualifying benefit, yes)

The Responsible Person

Social Security Scotland considers who is the most appropriate person to take responsibility for the funeral. The priority order is:

  1. The deceased’s partner
  2. The deceased’s child or parent
  3. A close relative
  4. A close friend

If there’s a dispute about who is responsible, Social Security Scotland will decide.

How Much You Get

Breakdown

Payment TypeAmount
Burial plot purchase or cremation feeActual cost (paid directly or reimbursed)
Fixed payment for other expenses£1,225
Transport of the deceasedReasonable costs
Documentation costsActual costs

Compared to England’s Funeral Expenses Payment

FeatureFuneral Support Payment (Scotland)Funeral Expenses Payment (England/Wales)
Fixed amount for extras£1,225£1,000
Application window6 months3 months
Administered bySocial Security ScotlandDWP
Application methodPhone, post, or onlinePhone or post
Decision timeTypically fasterOften slower

How to Apply

Before the Funeral

You can apply before the funeral takes place — you don’t need to wait until after.

Application Methods

MethodDetails
Phone0800 182 2222 (free, Mon-Fri 8am-6pm)
Onlinemygov.scot
PostDownload form from mygov.scot and post to Social Security Scotland

What You Need

  • Details about the person who died (name, date of death, date of birth)
  • Your National Insurance number
  • Details of the funeral or planned funeral
  • Information about the deceased’s estate (savings, property, insurance policies)
  • Funeral director’s invoice or estimate (if available)
  • Your bank details for payment

Recovery From the Estate

Funeral Support Payment may be recovered from the deceased’s estate:

Estate ValueRecovery
No estate / small estateNo recovery — you keep the full payment
Estate has assetsSocial Security Scotland may recover up to the FSP amount
Pre-paid funeral planFSP covers the gap if the plan doesn’t cover full costs
Life insuranceLife insurance payouts form part of the estate

Social Security Scotland will investigate the deceased’s estate. If there are assets, they may recover some or all of the payment. This is a debt on the estate, not on you personally.

Decisions and Reviews

If your application is refused or you disagree with the amount:

StepTimeframe
Request a redeterminationWithin 31 days of the decision
Social Security Scotland reviewsWithin 16 working days
Appeal to First-tier TribunalWithin 31 days of redetermination decision

Sources

  1. GOV.UK — Funeral Expenses Payment
  2. Social Security Scotland