Energy Grants, Discounts and Help with Bills in the UK

Warm Home Discount Scheme — Am I Eligible? (2026 Guide)

How the Warm Home Discount works, who qualifies, how much you get, and how to apply. Complete UK guide with eligibility checker.

Benefits information is based on current DWP and HMRC rules. Entitlements depend on your personal circumstances. For free personalised help, contact Citizens Advice or call the Universal Credit helpline on 0800 328 5644.

The Warm Home Discount is worth £150 off your electricity bill each winter. Millions of households qualify but many do not know about it or assume they are not eligible. Here is how it works and how to make sure you get it if you qualify.

For the wider picture on energy-bill support, including Winter Fuel Payment, Cold Weather Payment and hardship help, see our Energy Grants, Discounts and Help with Bills hub.

What Is the Warm Home Discount?

DetailInformation
Amount£150 one-off discount
Applied toYour electricity bill (not gas)
WhenScheme year runs roughly October/November to March
How it is paidCredit applied directly to your account, or voucher for prepayment meters
Who runs itGovernment scheme, administered by energy suppliers
Means-testedYes — based on benefits received (and, in some cases, income and energy costs)

The discount is applied to your electricity account only, even if you also have gas from the same supplier. You do not receive cash — it reduces what you owe.

Who Is Eligible?

The scheme has two eligibility groups.

Core Group

CriteriaDetails
Who qualifiesPeople who receive the Guarantee Credit element of Pension Credit
How you get itAutomatically — no need to apply
WhenDWP sends your details to your supplier

If you receive Pension Credit (Guarantee Credit), you should get the Warm Home Discount automatically. You do not need to do anything.

Not sure if you qualify for Pension Credit? Many pensioners miss out. Check with our Pension Credit Guide.

Broader Group (England & Wales)

CriteriaDetails
Who qualifiesHouseholds on a qualifying means-tested benefit
How it worksGovernment uses data matching to identify eligible households
How you get itMost receive it automatically
Property testThe separate “high energy cost” property assessment has been dropped for recent scheme years — receiving the benefit is generally enough on its own

To qualify for the Broader Group in England and Wales for 2026/27, you (or your partner) must receive one of these benefits:

Qualifying benefit
Universal Credit
Income-based Jobseeker’s Allowance
Income-related Employment and Support Allowance
Income Support
Housing Benefit

Always confirm the exact qualifying benefit list for the current scheme year with your supplier or gov.uk, as it has changed in recent years (older versions of this list also included Child Tax Credit, Working Tax Credit and Pension Credit Savings Credit, which are not part of the published 2026/27 list).

Scotland

For 2026/27, the Broader Group route has been wound down in Scotland, so eligibility there is now effectively limited to the Core Group (Pension Credit Guarantee Credit). See the Scotland section below for current alternatives.

Who Does Not Qualify?

SituationEligible?
On a good income with no qualifying benefitsNo
Not receiving any of the current qualifying benefitsNo
Off-grid (no mains gas or electricity)No — you need a domestic electricity account
In Scotland, on a qualifying benefit but not Pension Credit (2026/27)Not usually, as the Broader Group route has closed there

How the Automatic System Works

Since the scheme was reformed in 2022 (England and Wales), most of the process is automatic.

StepWhat happens
1DWP and HMRC identify households on qualifying benefits
2Data is matched with energy supplier records
3Your supplier is notified to apply the discount
4£150 credit appears on your electricity account

You may receive a letter telling you that you will get the discount. If you believe you are eligible but have not heard anything, contact your energy supplier.

Scotland

The scheme works differently in Scotland.

DetailScotland
Core GroupSame as England/Wales — automatic for Pension Credit Guarantee Credit recipients
Broader GroupWound down for 2026/27 — check Home Energy Scotland for any current alternative support
ApplicationContact Home Energy Scotland on 0808 808 2282 for guidance
Amount£150

Home Energy Scotland also offers free advice on energy efficiency and may be able to help with other grants and schemes.

Prepayment Meters

Meter typeHow you receive the discount
Credit meter (direct debit)£150 credit applied to your electricity account
Smart prepayment meter£150 credit applied directly to your meter
Traditional prepayment meterVoucher sent by post or email to top up your meter

If you have a traditional prepayment meter and are eligible, look out for a voucher from your supplier. You can redeem it at your usual top-up point (PayPoint, Post Office, or Payzone depending on your meter).

How to Check If You Have Received It

MethodHow to check
Online accountLog into your energy supplier’s account and check recent credits
Paper billLook for a £150 credit labelled “Warm Home Discount”
PhoneCall your supplier and ask if the discount has been applied
Smart meterCheck your balance — the credit will show as a top-up

The discount is usually applied between November and March. If it has not appeared by the end of March, contact your supplier.

What If You Think You Are Eligible but Have Not Received It?

StepAction
1Check you meet the eligibility criteria above
2Contact your energy supplier and ask about the Warm Home Discount
3Ask if your details have been matched by the DWP
4If your supplier says you are not eligible, ask for an explanation
5Contact the Warm Home Discount helpline: 0800 731 0214

Common reasons for not receiving the discount despite being on qualifying benefits:

ReasonSolution
Name mismatch between benefit records and energy accountEnsure the account holder’s name matches their benefit records
Energy account in someone else’s nameThe account holder must be the benefit recipient (or their partner)
Supplier not part of the schemeSome very small suppliers are exempt — switch to a participating supplier
Data matching issueContact DWP or your supplier to resolve

Other Help with Energy Bills

The Warm Home Discount is just one form of support. You may also qualify for:

SchemeWhat it offersWho qualifies
Winter Fuel Payment£200–£300, paid automatically to everyone at State Pension age but clawed back by HMRC if individual income is over £35,000Households at or above State Pension age
Cold Weather Payment£25 for each 7-day cold spellPeople on certain benefits
Energy Company Obligation (ECO4)Free insulation, boiler, or heating upgrades — due to close to new applications by 31 December 2026Low-income and vulnerable households
Local council crisis supportOne-off payments for essential costs (Crisis and Resilience Fund in England from April 2026)Apply through your local council
Supplier hardship fundsDebt write-off or payment supportContact your supplier if struggling
Priority Services RegisterFree support for vulnerable customersPensioners, disabled, chronically ill

Related guides:

Summary

Key pointDetails
Amount£150 off your electricity bill
WhenScheme year roughly October/November – March
Who qualifiesPension Credit recipients (Core Group); in England & Wales also low-income households on qualifying benefits (Broader Group)
How to get itMostly automatic — but check with your supplier if you think you should have received it
Prepayment metersVoucher or direct credit to your meter
ScotlandBroader Group route wound down for 2026/27 — contact Home Energy Scotland for current options

Sources

  1. GOV.UK — The Warm Home Discount Scheme
  2. GOV.UK — Winter Fuel Payment
  3. GOV.UK — Cold Weather Payment