Energy Bills and Switching Suppliers UK 2026 — Complete Guide

Smart Meters Guide UK — What You Need to Know

Complete guide to smart meters in the UK. How they work, benefits and concerns, how to get one, and whether you should accept a smart meter.

If you are comparing tariffs, switching options, and bill-control tactics, start with the Energy Bills and Switching Hub for the full decision framework.

If you are planning insulation, heating upgrades, and grant-backed home improvements together, use the Energy Efficiency Hub as your main route map.

Smart meters are becoming the standard. Here’s everything you need to know.

Read more: See our Energy Grants guide for a complete overview of this topic.

What Is a Smart Meter?

How It Works

FeatureDetails
Measures usageLike normal meter
Sends readingsAutomatically to supplier
In-home display (IHD)Shows real-time usage
No estimatesBills always accurate
Two-way communicationCan receive tariff updates

Components

PartPurpose
Smart electricity meterMeasures electric use
Smart gas meterMeasures gas use
Communications hubSends data securely
In-home displayShows usage and costs

Benefits of Smart Meters

For You

BenefitDetails
Accurate billsNo more estimates
See real-time usageOn IHD
No meter readingsHappen automatically
Better budgetingKnow costs as you go
Time-of-use tariffsAccess cheaper rates

In-Home Display Shows

InformationBenefit
Current energy useSee what’s on now
Cost so far todayTrack daily spending
Historical dataCompare usage patterns
Gas and electricityBoth fuels
Running costsSee expensive appliances

Tariff Opportunities

Tariff TypeBenefit
Time-of-useCheaper rates at certain times
EV tariffsVery cheap overnight charging
Export tariffsGet paid for solar export
Agile tariffsVariable pricing by half-hour

Types of Smart Meter

SMETS1 vs SMETS2

FeatureSMETS1SMETS2
When installed2013-20182019 onwards
If you switch supplierMay lose smart functionKeeps smart function
NetworkSupplier-specificNational network (DCC)
RecommendationAsk for upgrade if you have oneCurrent standard

Checking What You Have

IndicatorSMETS1SMETS2
Installation dateBefore 20192019 onwards
Lost smart when switchingYesNo
Ask supplierThey can confirmThey can confirm

Getting a Smart Meter

How to Request

StepAction
1Contact your energy supplier
2Request smart meter installation
3Book appointment
4Installation takes 1-2 hours
5Engineer shows you IHD

What to Expect

StageDetails
AppointmentEngineer visits your home
Power offBrief interruption during swap
Duration1-2 hours typically
CostFree from your supplier
IHD setupEngineer sets up and explains

Eligibility

SituationCan Get Smart Meter?
Standard homeYes
Rented propertyYes
FlatsUsually yes
Old wiringMay need upgrade first
PrepaymentYes (smart prepay)

Concerns and Answers

Common Worries

ConcernReality
Data privacyData protected, opt out of half-hourly sharing
Health (EMF)Emit less than mobile phones, same as WiFi
Switching problemsSMETS2 works with all suppliers
Meter accuracyRegulated and tested
Forced installationYou can refuse

Data and Privacy

Data TypeWho Sees It
Daily readingsSupplier (for billing)
Half-hourly readingsOptional — you choose
Real-time on IHDOnly you
Sharing with third partiesOnly with your consent

If You Have Problems

IssueSolution
IHD not workingContact supplier for replacement
Meter not sendingEngineer visit may be needed
Lost smart functionRequest upgrade to SMETS2
Readings seem wrongContact supplier to investigate

Smart Prepayment

How It Works

FeatureDetails
Same smart meterBut in prepayment mode
Top up remotelyApp, online, phone
No shop visitsUnless you prefer
See balanceOn IHD and app
Emergency creditStill available

Benefits Over Traditional Prepay

Smart PrepayTraditional Key/Card
Top up from homeGo to shop
See balance easilyCheck meter
Better tariff accessLimited deals
Switch suppliers easilyHarder to switch

Using Your Smart Meter

Making the Most of IHD

FeatureHow to Use
Daily budgetSet target and track
Appliance detectiveTurn things on, see impact
Spot wasteFind always-on drains
Compare daysSee pattern differences

Saving Money

StrategyHow
Watch the displayNotice what uses most
Time heavy usageUse cheaper rate periods
Spot standby drainTurn things off properly
Track heating costKnow your daily heating spend
Set budget alertsSome IHDs allow this

Time-of-Use Tariffs

Tariff TypeHow It Works
Economy 7Cheaper overnight (7 hours)
EV tariffsVery cheap 00:00-05:00
Agile tariffsPrice changes every 30 mins
Best forEV owners, storage heaters, flexible users

Summary: Smart Meter Checklist

Before Installation

ConsiderNotes
Your meter typeSMETS2 is current standard
Rental?Can request — landlord can’t refuse
Old wiring?May need update
Prepayment?Smart prepay available

During Installation

ExpectDetails
1-2 hour appointmentEngineer in home
Brief power cutDuring meter swap
IHD demonstrationHow to use display
FreeNo charge from supplier

After Installation

ActionBenefit
Learn your IHDUnderstand the display
Check readings workConfirmed on account
Consider time-of-use tariffIf lifestyle suits
Watch and learnSee what uses energy

Key Points

PointDetails
Not compulsoryYou can refuse
No direct savingsHelps you change behaviour
SMETS2 bestWorks with all suppliers
Privacy protectedYou control data sharing

Smart meters don’t automatically save money, but they give you the information to take control of your energy use. For most households, they’re a sensible upgrade — especially if you want access to time-of-use tariffs or just accurate bills.

Sources

  1. Smart Energy GB