Energies
Cavity Wall Insulation Costs UK 2026 — Prices, Savings & Grants
How much cavity wall insulation costs in the UK, expected energy savings, available grants, and whether your home is suitable.
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4 min read
Cavity wall insulation is one of the cheapest and most effective ways to reduce your energy bills. Here’s what it costs and what you’ll save.
At a Glance
| Feature |
Detail |
| Homes with cavity walls |
Most UK homes built from the 1930s onwards |
| Cost |
£500–£1,500 (professional installation) |
| Installation time |
2–3 hours |
| Annual savings |
£110–£295 depending on property |
| Payback period |
2–5 years |
| Free/subsidised available |
Yes — ECO4, Great British Insulation Scheme |
| Lifespan |
25+ years (most last the lifetime of the building) |
| EPC improvement |
Can improve by 1–2 bands |
Costs by Property Type
| Property type |
Typical cost |
Annual saving |
Payback |
| Mid-terrace |
£400–£600 |
~£110 |
~4 years |
| End-terrace |
£500–£800 |
~£145 |
~4 years |
| Semi-detached |
£600–£900 |
~£185 |
~4 years |
| Detached |
£800–£1,500 |
~£295 |
~3.5 years |
| Bungalow |
£500–£1,000 |
~£200 |
~3 years |
Savings source: Energy Saving Trust estimates
How It Works
| Step |
Detail |
| 1 |
Surveyor checks walls are suitable (cavity present, no damp, no damage) |
| 2 |
Small holes (about 22mm) drilled in the outer wall at regular intervals |
| 3 |
Insulation material pumped/injected into the cavity through the holes |
| 4 |
Holes filled and made good |
| 5 |
No internal disruption — all work done from outside |
Insulation Materials
| Material |
Type |
Notes |
| Mineral wool (glass/rock) |
Blown fibre |
Most common, good thermal performance, breathable |
| Polystyrene beads |
Bonded beads |
Good for exposed or wet locations |
| Polyurethane foam |
Injected foam |
Highest insulation value but less breathable — can cause damp issues in some walls |
Is Your Home Suitable?
| Suitable |
NOT suitable |
| Cavity walls (usually 1930s onwards) |
Solid walls (pre-1920s typically) — need external or internal wall insulation instead |
| Cavity at least 50mm wide |
Very narrow cavities |
| No significant damp or water penetration |
Walls with existing damp problems |
| Brick, block, or rendered walls |
Timber-framed walls (different insulation method) |
| Walls in reasonable condition |
Damaged or deteriorating mortar/brickwork |
How to Check if You Have Cavity Walls
| Method |
Detail |
| Brick pattern |
All bricks the same length (stretcher bond) = cavity. Alternating long/short = solid |
| Wall thickness |
Measure at a window or door opening. 27–30cm = cavity. 22–23cm = solid |
| Year of build |
Pre-1920 = usually solid. 1920s–1990s = usually cavity. Post-1990s = usually already insulated |
| EPC certificate |
States wall type and whether insulated |
| Borescope inspection |
Installer drills a small test hole to check |
Available Grants
| Scheme |
Who qualifies |
What’s covered |
| ECO4 |
Low-income households, certain benefits (UC, Pension Credit, Child Tax Credit, etc.) |
Free cavity wall insulation |
| Great British Insulation Scheme |
Homes in council tax bands A–D (England), or A–E if on qualifying benefits |
Free or subsidised insulation |
| Home Energy Scotland |
Scotland residents |
Grants + interest-free loans for energy efficiency |
| Nest (Wales) |
Wales residents on low income/benefits |
Free home energy improvements |
| Local council schemes |
Varies by area |
Check with your council |
| Energy supplier schemes |
Via your energy company |
May offer funded insulation |
How to Get Free Insulation
| Step |
Action |
| 1 |
Check your eligibility on Simple Energy Advice (gov.uk) |
| 2 |
Contact your energy supplier to ask about ECO4 |
| 3 |
Contact your local council for local schemes |
| 4 |
In Scotland: call Home Energy Scotland on 0808 808 2282 |
| 5 |
In Wales: call Nest on 0808 808 2244 |
Problems With Cavity Wall Insulation
| Problem |
Cause |
Solution |
| Damp patches on internal walls |
Insulation bridging moisture from outer to inner wall |
Remove insulation from affected area; may need full extraction |
| Cold spots |
Gaps or voids in insulation (poorly installed) |
Re-inject or top up insulation |
| No improvement in energy bills |
Other heat loss sources (roof, windows, draughts) |
Address other insulation gaps |
| Insulation settles over time |
Some materials can settle, creating gaps at the top |
Top-up injection |
| Detail |
Information |
| When needed |
If insulation is causing damp, is defective, or was incorrectly installed |
| Cost |
£1,500–£4,000+ depending on property size |
| Process |
Insulation is mechanically removed or extracted by suction |
| Who does it |
Specialist extraction companies (not the same as installers) |
| Guarantee claim |
If poorly installed, you may be able to claim against the installer’s CIGA guarantee |
CIGA Guarantee
| Feature |
Detail |
| What it is |
The Cavity Insulation Guarantee Agency provides a 25-year guarantee |
| Coverage |
Defects arising from the installation of cavity wall insulation |
| Who’s covered |
Homeowners of properties insulated by CIGA-registered installers |
| How to claim |
Contact CIGA: ciga.co.uk / 01onal 2478 3024 |
| Check your guarantee |
You can search by postcode on the CIGA website |
Cavity Wall Insulation vs Other Insulation
| Insulation type |
Cost |
Annual saving (semi) |
Payback |
| Cavity wall |
£600–£900 |
~£185 |
~4 years |
| Loft (0 to 270mm) |
£400–£600 |
~£355 |
~1.5 years |
| Solid wall (external) |
£8,000–£15,000 |
~£365 |
~30+ years |
| Solid wall (internal) |
£4,000–£8,000 |
~£365 |
~15+ years |
| Floor insulation |
£500–£1,500 |
~£80 |
~10 years |
Cavity wall and loft insulation are by far the best value.
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