Solar Panels, Battery Storage, and EV Charging — Combined Home Energy Guide
How to combine solar panels, home battery storage, and EV charging to maximise savings. Costs, payback, smart tariffs, and how the systems work together.
·4 min read
Solar panels, home batteries, and electric vehicles are increasingly being installed together as a complete home energy system. When combined intelligently, they can dramatically reduce your energy costs and carbon footprint.
How the Three Systems Work Together
Time of day
What happens
Morning (sunrise)
Solar panels start generating. Powers your home
Midday (peak sun)
Excess solar charges your home battery AND/OR your EV
Afternoon
Solar still generating. Battery may be full — excess exported
Evening
Battery powers your home. No solar generation
Overnight
If on a smart tariff, cheap electricity charges EV and tops up battery
Costs at a Glance
Component
Typical cost
Annual saving
Payback
Solar panels (4kW)
£5,000 – £7,000
£400 – £700
8–12 years
Home battery (5–10kWh)
£3,000 – £7,000
£200 – £500
8–15 years
EV charger (7kW)
£500 – £1,000
N/A (needed to charge efficiently)
—
Combined system
£8,500 – £15,000
£800 – £1,500+
7–12 years
Solar Panels
System Sizes and Output
System size
Number of panels
Annual generation (UK)
Roof space needed
3kW
8–10
2,500 – 3,000 kWh
~18 m²
4kW
10–12
3,400 – 4,000 kWh
~24 m²
5kW
12–15
4,200 – 5,000 kWh
~30 m²
6kW
15–18
5,000 – 6,000 kWh
~36 m²
Solar Income and Savings
Source of saving
How it works
Value per kWh
Self-consumption
Using solar directly instead of buying from grid
24–30p/kWh saved
Battery storage
Storing excess for evening use
24–30p/kWh saved
Smart Export Guarantee (SEG)
Selling excess to the grid
3–15p/kWh
EV charging
Charging your car from solar
Saves 10–14p/mile vs petrol
Home Battery Storage
Popular Home Batteries
Battery
Capacity
Usable capacity
Cost
Tesla Powerwall 2
13.5 kWh
13.5 kWh
£8,000 – £10,000
GivEnergy 5.2
5.2 kWh
5.2 kWh
£2,500 – £3,500
GivEnergy 9.5
9.5 kWh
9.5 kWh
£4,000 – £5,500
Pylontech US3000C
3.6 kWh
3.6 kWh
£1,500 – £2,000
Fox ESS
5.12 kWh
5.12 kWh
£2,500 – £3,500
SolaX
5.8 kWh
5.8 kWh
£2,500 – £3,500
What Size Battery?
Household type
Evening consumption
Recommended battery
1–2 people
5–8 kWh
5 kWh
3–4 people
8–12 kWh
5–10 kWh
4+ people or EV
12–20 kWh
10–13.5 kWh
Battery Benefits
Benefit
Detail
More self-consumption
Use 60%–80% of solar vs 30%–50% without battery
Evening power
Use stored solar instead of buying grid electricity
Smart tariff arbitrage
Charge on cheap overnight rate (5–10p), use during peak (24–30p)
Backup power
Some batteries provide emergency backup during power cuts
Reduce peak demand
Less strain on the grid
EV Charging from Solar
Charging Costs Compared
Charging method
Cost per kWh
Cost per mile
Annual cost (8,000 miles)
Solar (free)
0p
~0p
£0
Smart tariff overnight
7–10p
~2p
£160
Standard tariff (home)
24–30p
~6–8p
£500–£640
Public charger
40–85p
~10–21p
£800–£1,700
Petrol car
—
12–16p
£960–£1,280
Solar EV Charging Maths
Detail
Value
Average EV efficiency
3.5 miles per kWh
Annual mileage (average)
8,000 miles
Electricity needed
~2,300 kWh
4kW solar generates
~3,500 kWh/year
Percentage needed for EV
~65% of solar output
In practice, you won’t always be charging when the sun shines. A battery helps — or charge at work, and use solar for your home.
Smart EV Chargers
Feature
Why it matters
Solar diversion
Automatically uses excess solar to charge your EV
Scheduled charging
Set charging for overnight cheap-rate periods
App control
Monitor and control remotely
Smart tariff integration
Automatically charges during cheapest periods
Popular options: Zappi (solar diversion built in), Ohme, Pod Point, Wallbox.
Smart Tariffs — The Missing Piece
Smart energy tariffs supercharge your savings:
Tariff
Peak rate
Off-peak rate
Best for
Octopus Go
24–30p
7.5p (12:30am–4:30am)
EV owners
Octopus Intelligent Go
24–30p
7.5p (extended overnight window)
EV owners with compatible car/charger
Octopus Agile
Variable
Sometimes negative (get paid!)
Battery owners who can automate
Octopus Flux
24–30p
Export: 20.3p (peak)
Solar + battery owners
Smart Export Guarantee
N/A
Export: 3–15p
All solar owners
How to Maximise Savings
Strategy
How
Solar + battery + Octopus Flux
Export at 20.3p in peak, charge battery at 14.3p overnight
Solar + EV + Intelligent Go
Charge EV at 7.5p overnight, use solar for home in day
Solar + battery + Agile
Charge battery when prices are lowest/negative, use when highest
Grants and Incentives
Incentive
Detail
0% VAT on solar panels
No VAT on solar panels, batteries, and installation
0% VAT on EV chargers
No VAT when installed with solar panels
Smart Export Guarantee
Get paid for exported solar electricity
BUS grant
£7,500 for heat pumps (not solar, but combines well)