Apprenticeship pay rates for 2026, your employment rights, training entitlements, holiday, and what to do if your employer isn't following the rules.
·4 min read
Apprenticeships are paid jobs with training — and you have real employment rights from day one. Here’s what you’re entitled to.
Apprentice Pay Rates (2025/26)
Category
Hourly rate
Apprentice rate (under 19, or first year of apprenticeship at any age)
£7.55
Aged 19–20 (after first year)
£10.00
Aged 21+ (after first year)
£12.21
National Living Wage (21+, after first year)
£12.21
What This Means in Practice
Scenario
Hourly rate
Weekly (37.5 hrs)
Monthly
Annual (gross)
17-year-old, year 1
£7.55
£283.13
£1,227
£14,724
20-year-old, year 2
£10.00
£375.00
£1,625
£19,500
22-year-old, year 2
£12.21
£457.88
£1,984
£23,814
Many employers pay above the minimum — especially in sectors like IT, engineering, and finance where apprentice salaries of £15,000–£25,000+ are common.
Your Employment Rights
Right
Detail
Minimum wage
At least the apprentice rate (or age-appropriate NMW after year 1)
Paid holiday
5.6 weeks (28 days) per year — same as any employee
Rest breaks
20 minutes after 6 hours, 11 hours between shifts
Sick pay
SSP if eligible (£116.75/week, earnings threshold £123/week)
Working time limits
Max 48 hours/week (unless you opt out) — 40 hours max if under 18
Pension auto-enrolment
If eligible (22+, earning £10,000+/year)
Protection from discrimination
Full legal protection from day one
Written statement of terms
Your employer must provide one from day one
Training time
At least 20% off-the-job training during paid hours
Health and safety
Same protections as any worker
Extra Protection for Under 18s
Rule
Detail
Maximum hours
40 hours per week, 8 hours per day
Night work
Prohibited (10pm–6am in most cases, or 11pm–7am for some sectors)
Rest breaks
30 minutes after 4.5 hours (vs 20 minutes after 6 hours for adults)
Weekly rest
2 consecutive days off per week (vs 1 day for adults)
Training Entitlements
Requirement
Detail
Off-the-job training
At least 20% of paid working hours
What counts
College, training provider sessions, online learning, mentoring, practical training, studying
What doesn’t count
Normal work duties, training done in your own time
Who provides it
Training provider (college, university, or private provider)
Cost to you
£0 — the employer and government fund the training
Qualification
You’ll work toward a recognised qualification (Level 2–7)
Apprenticeship Levels
Level
Equivalent to
Examples
Level 2 (Intermediate)
GCSEs
Customer service, business admin
Level 3 (Advanced)
A-levels
Accounting, laboratory technician
Level 4 (Higher)
Foundation degree
Professional accounting, cyber security
Level 5 (Higher)
Foundation degree
Operational/departmental manager
Level 6 (Degree)
Bachelor’s degree
Digital technology, chartered surveyor
Level 7 (Master’s)
Master’s degree
Senior leader, solicitor
Apprenticeship Agreement
Element
What it should cover
Start and expected end date
Duration of the apprenticeship
Training to be provided
What qualification you’ll achieve
Working hours
Including training time
Pay
Rate and how it’s paid
Holiday entitlement
At least 28 days
Conditions for early termination
What happens if things go wrong
Common Problems and Solutions
Problem
Solution
Paid below minimum wage
Contact HMRC: 0300 123 1100 — your employer can be fined and must repay you
No training/not enough training time
Raise with your training provider and employer. Contact ESFA (Education and Skills Funding Agency)
Being used as cheap labour
If you’re just doing the same work as regular employees with no training, raise a complaint
No written agreement
You’re entitled to one from day one — request it in writing
Holiday refused
You have the same rights as any employee — contact ACAS
Dismissed unfairly
Contact ACAS for early conciliation. Apprentices may have enhanced dismissal protections
Bullying or discrimination
Report to manager/HR, then ACAS if not resolved
Financial Tips for Apprentices
Tip
Detail
Check your payslip
Make sure you’re being paid correctly for all hours including training time
Open a free bank account
Many banks offer young person/student accounts
NUS Apprentice Extra card
Discounts on shopping, food, and entertainment
Council tax exemption
You MAY be exempt if on an approved apprenticeship scheme and earning under a threshold
Travel costs
Check with your employer — many contribute to travel costs for college days
Student loan
Apprentices don’t take out student loans — your training is funded
Build savings
Even small amounts — £50/month adds up quickly
Claim tax relief
If you buy tools, equipment, or professional subscriptions for work