Hourly to Salary Converter UK 2026/27 — Annual Pay, Take-Home and NMW Guide

Hourly to Salary Calculator UK — Convert Hourly Rate to Annual Salary

How to convert your hourly rate to an annual salary and vice versa. Calculation formulas, ready-to-use tables, and factors to consider when comparing hourly and salaried jobs.

Salary and income data is based on ONS and other official UK statistical sources. Figures are averages and may not reflect your individual circumstances.

Converting between hourly rates and annual salaries helps you compare job offers and understand your true earnings.

For the wider conversion cluster covering all hourly-rate salary benchmarks, part-time and full-time comparisons, and take-home context, use the main Hourly to Annual Salary hub.

For broader benchmarks by role and career path, see our Salary by Profession hub.

The Formulas

Hourly to Annual Salary

Formula: Hourly Rate × Weekly Hours × 52 = Annual Salary

ExampleCalculationResult
£12/hr, 37.5 hrs/week£12 × 37.5 × 52£23,400/year
£15/hr, 40 hrs/week£15 × 40 × 52£31,200/year
£20/hr, 37.5 hrs/week£20 × 37.5 × 52£39,000/year

Annual Salary to Hourly

Formula: Annual Salary ÷ 52 ÷ Weekly Hours = Hourly Rate

ExampleCalculationResult
£25,000, 37.5 hrs/week£25,000 ÷ 52 ÷ 37.5£12.82/hour
£35,000, 40 hrs/week£35,000 ÷ 52 ÷ 40£16.83/hour
£50,000, 37.5 hrs/week£50,000 ÷ 52 ÷ 37.5£25.64/hour

Quick Reference Tables

Hourly to Annual (37.5 Hours/Week)

Hourly RateWeeklyMonthlyAnnual
£10.00£375£1,625£19,500
£11.00£413£1,788£21,450
£12.00£450£1,950£23,400
£12.21 (NMW)£458£1,984£23,809
£13.00£488£2,113£25,350
£14.00£525£2,275£27,300
£15.00£563£2,438£29,250
£16.00£600£2,600£31,200
£17.00£638£2,763£33,150
£18.00£675£2,925£35,100
£19.00£713£3,088£37,050
£20.00£750£3,250£39,000
£22.00£825£3,575£42,900
£25.00£938£4,063£48,750
£30.00£1,125£4,875£58,500
£35.00£1,313£5,688£68,250
£40.00£1,500£6,500£78,000
£50.00£1,875£8,125£97,500

Hourly to Annual (40 Hours/Week)

Hourly RateWeeklyMonthlyAnnual
£10.00£400£1,733£20,800
£11.00£440£1,907£22,880
£12.00£480£2,080£24,960
£12.21 (NMW)£488£2,116£25,398
£13.00£520£2,253£27,040
£14.00£560£2,427£29,120
£15.00£600£2,600£31,200
£16.00£640£2,773£33,280
£17.00£680£2,947£35,360
£18.00£720£3,120£37,440
£19.00£760£3,293£39,520
£20.00£800£3,467£41,600
£22.00£880£3,813£45,760
£25.00£1,000£4,333£52,000
£30.00£1,200£5,200£62,400
£35.00£1,400£6,067£72,800
£40.00£1,600£6,933£83,200
£50.00£2,000£8,667£104,000

Annual to Hourly (37.5 Hours/Week)

Annual SalaryMonthlyWeeklyHourly
£20,000£1,667£385£10.26
£22,000£1,833£423£11.28
£24,000£2,000£462£12.31
£25,000£2,083£481£12.82
£26,000£2,167£500£13.33
£28,000£2,333£538£14.36
£30,000£2,500£577£15.38
£32,000£2,667£615£16.41
£35,000£2,917£673£17.95
£38,000£3,167£731£19.49
£40,000£3,333£769£20.51
£42,000£3,500£808£21.54
£45,000£3,750£865£23.08
£50,000£4,167£962£25.64
£55,000£4,583£1,058£28.21
£60,000£5,000£1,154£30.77
£70,000£5,833£1,346£35.90
£80,000£6,667£1,538£41.03
£100,000£8,333£1,923£51.28

Annual to Hourly (40 Hours/Week)

Annual SalaryMonthlyWeeklyHourly
£20,000£1,667£385£9.62
£22,000£1,833£423£10.58
£24,000£2,000£462£11.54
£25,000£2,083£481£12.02
£26,000£2,167£500£12.50
£28,000£2,333£538£13.46
£30,000£2,500£577£14.42
£32,000£2,667£615£15.38
£35,000£2,917£673£16.83
£38,000£3,167£731£18.27
£40,000£3,333£769£19.23
£42,000£3,500£808£20.19
£45,000£3,750£865£21.63
£50,000£4,167£962£24.04
£55,000£4,583£1,058£26.44
£60,000£5,000£1,154£28.85
£70,000£5,833£1,346£33.65
£80,000£6,667£1,538£38.46
£100,000£8,333£1,923£48.08

Different Hours Comparison

Same Hourly Rate, Different Hours

£15/hour at various weekly hours:

Hours/WeekWeeklyMonthlyAnnual
16£240£1,040£12,480
20£300£1,300£15,600
25£375£1,625£19,500
30£450£1,950£23,400
35£525£2,275£27,300
37.5£563£2,438£29,250
40£600£2,600£31,200
45£675£2,925£35,100

Same Salary, Different Hours

£30,000 salary at various hours:

Hours/WeekHourly Rate
35£16.48
37.5£15.38
40£14.42
42.5£13.58
45£12.82
48£12.02

Key insight: Longer hours = lower effective hourly rate.

Real-World Considerations

Holiday and Sick Days

The 52-week calculation assumes you work all year. In reality:

FactorImpact
Bank holidays (8 days)Salaried: paid
Holiday (usually 20-28 days)Both get paid leave
Sick daysSalaried often full pay

Unpaid Time Off

If you don’t get paid for holidays, adjust the calculation:

Working WeeksFormula
52 weeksStandard calculation
48 weeksHourly × Hours × 48
46 weeksHourly × Hours × 46

Example: £15/hour, 37.5 hrs, 48 working weeks = £27,000 (not £29,250)

Overtime Earnings

Don’t forget overtime when comparing:

ScenarioCalculation
Regular hours onlyHourly × Hours × 52
Plus overtimeAdd (OT hours × OT rate × weeks)
Time and a halfOT hours × (Hourly × 1.5)
Double timeOT hours × (Hourly × 2)

Example: £15/hour, 37.5 hrs + 5 hrs OT at 1.5× for 45 weeks

  • Base: £15 × 37.5 × 52 = £29,250
  • OT: £22.50 × 5 × 45 = £5,063
  • Total: £34,313/year

Tax After Conversion

Take-Home Pay Comparison

Annual SalaryGross MonthlyTax + NINet Monthly
£20,000£1,667£195£1,472
£25,000£2,083£311£1,772
£30,000£2,500£428£2,072
£35,000£2,917£561£2,356
£40,000£3,333£695£2,638
£45,000£3,750£828£2,922
£50,000£4,167£962£3,205

Estimated, based on 2026/27 rates, no student loan or pension

Hourly Net Pay

Hourly GrossHours/WeekAnnual GrossAnnual NetNet Hourly
£1237.5£23,400~£19,800~£10.15
£1537.5£29,250~£24,100~£12.36
£1837.5£35,100~£28,400~£14.56
£2040£41,600~£33,000~£15.87
£2540£52,000~£39,600~£19.04

Job Offer Comparison

Example: Comparing Two Offers

Offer A: £32,000 salary, 40 hours/week expected Offer B: £16.50/hour, 37.5 hours guaranteed

FactorOffer AOffer B
Hourly equivalent£15.38£16.50
Annual (37.5 hrs)£30,000 equiv£32,175
Annual (40 hrs)£32,000£34,320 (with OT pay)
If work 45 hrs/weekStill £32,000£38,610 (with OT)

What to Consider

FactorQuestion
Overtime cultureWill you regularly work extra? Is it paid?
BenefitsPension match? Private healthcare?
Sick payFull pay or SSP only?
StabilityGuaranteed hours or variable?
ProgressionWhich has better career path?

Part-Time Calculations

Pro-Rata Salary

Formula: Full-time equivalent × (Part-time hours ÷ Full-time hours)

FTE SalaryPart-Time HoursFTE HoursPro-Rata Salary
£30,0002040£15,000
£30,0003040£22,500
£35,00022.537.5£21,000
£40,0003037.5£32,000

Part-Time Hourly Rate

Part-time salary should give same hourly rate as full-time:

FTE SalaryFTE HoursHourly RatePT HoursPT Salary
£30,00037.5£15.3820£15,995
£35,00040£16.8325£21,875
£40,00037.5£20.5130£32,008

National Minimum Wage Check

Is Your Salary Above NMW?

AgeNMW 2026/27Minimum Annual (37.5 hrs)Minimum Annual (40 hrs)
21+£12.21£23,809£25,398
18-20£10.00£19,500£20,800
Under 18£7.55£14,723£15,704

If your salary is below these minimums for your hours, it may be illegal.

Summary Formulas

ConversionFormula
Hourly → AnnualHourly × Hours/week × 52
Hourly → MonthlyHourly × Hours/week × 52 ÷ 12
Hourly → WeeklyHourly × Hours/week
Annual → HourlyAnnual ÷ 52 ÷ Hours/week
Annual → MonthlyAnnual ÷ 12
Annual → WeeklyAnnual ÷ 52
Monthly → AnnualMonthly × 12
Weekly → AnnualWeekly × 52

Sources

  1. HMRC — Income Tax rates and allowances
  2. GOV.UK — Estimate your Income Tax