National Minimum Wage and Living Wage UK 2026/27 — Rates and Rights

National Living Wage April 2027 — Rates, Ages and What Changes

The National Living Wage from April 2027 — confirmed and projected rates for all age groups. How the NLW is set, the Low Pay Commission process, and what the 2027 rate means for workers and employers.

Salary and income data is based on ONS and other official UK statistical sources. Figures are averages and may not reflect your individual circumstances.

The National Living Wage from April 2027 has not yet been confirmed. Current (2026/27) rates and provisional context for April 2027 are below.

Last reviewed: September 2026. The April 2027 National Living Wage will be announced following the Low Pay Commission’s autumn 2026 recommendation (the LPC’s provisional estimate, published ahead of its final recommendation, is £13.18/hour). This page will be updated when the rate is confirmed.

National Minimum Wage and Living Wage Rates — Current (2026/27) and Provisional April 2027

Age groupHourly rate (2026/27, confirmed)Provisional estimate for April 2027
21 and over (NLW)£12.71~£13.18 (LPC estimate, range £13.02–£13.34) — not yet confirmed
18–20£10.85Not yet confirmed
16–17£8.00Not yet confirmed
Apprentices£8.00Not yet confirmed

April 2027 rates will be confirmed by the government following the Low Pay Commission’s autumn 2026 recommendation. This table will be updated once confirmed — do not treat the provisional estimate as a guaranteed rate.

NLW Rate History

YearNLW rate (21+)% increase
April 2021£8.91
April 2022£9.50+6.6%
April 2023£10.42+9.7%
April 2024£11.44+9.8%
April 2025£12.21+6.7%
April 2026£12.71+4.1%
April 2027~£13.18 (provisional estimate, not yet confirmed)~+3.7% (estimated)

Full-Time Annual Earnings at the NLW

(Using the confirmed 2026/27 rate of £12.71/hour as reference)

Hours/weekWeekly (£12.71)AnnualNMW for 18-20 (£10.85/hr)
20 hrs£254.20£13,218£11,284
30 hrs£381.30£19,828£16,926
37.5 hrs£476.63£24,785£21,158
40 hrs£508.40£26,437£22,568

Tax and NI on National Living Wage

At the NLW rate for a full-time worker (37.5 hrs, ~£24,785/year — 2026/27, confirmed):

Amount
Annual earnings~£24,785
Income tax (20% on earnings above £12,570)~£2,443
Employee NI (8% on earnings above £12,570)~£977
Take-home pay (approx.)~£21,365

Actual 2027/28 figures depend on the confirmed April 2027 NLW rate and any NI threshold changes — the £13.18/hour figure above is a provisional LPC estimate, not a confirmed rate.

Employer NI Implications

From April 2025, the employer NI threshold was reduced to £5,000 (from £9,100), and the employer NI rate increased to 15%. For minimum wage workers:

  • A full-time employee at NLW costs the employer NI on all earnings above £5,000
  • Small employers get the Employment Allowance (£10,500/year from April 2025)

Enforcing Your Right to the National Living Wage

If you believe you are being paid below the NLW:

  1. Check your payslip carefully — ensure your actual hourly rate (gross pay ÷ contracted hours) is at or above the NLW for your age group
  2. Raise it with your employer first — if the underpayment is genuine, many employers correct it quickly when notified
  3. Report to HMRC — HMRC enforces NLW and can investigate underpayments. Report confidentially at gov.uk/national-minimum-wage-enquiry or call 0800 917 2368
  4. Employment tribunal — if your employer refuses to pay or dismisses you for complaining, you can claim unlawful deduction from wages and potentially unfair dismissal

Employers found to have underpaid face:

  • Arrears of all underpaid wages (going back up to 6 years)
  • Financial penalty of 200% of the underpayment (up to £20,000 per worker)
  • Public naming on HMRC’s published list of non-compliant employers

Tipped workers should note that employers cannot use customer tips or service charges to make up the NLW — the minimum wage must be met from the employer’s own payment.

Sources

  1. GOV.UK — National Minimum Wage rates
  2. Low Pay Commission