Banking

Back to School Costs UK — How to Save Money

Managing back to school expenses. Uniform costs, free school meals, grants available, and tips for reducing the financial burden on families.

Back to school costs can strain family budgets. Here’s how to manage and reduce them.

Typical Costs

Secondary School

Item Typical Cost
Blazer £40-£80
Trousers/skirt (×3) £30-£60
Shirts (×5) £25-£50
Tie £8-£15
Jumper (×2) £20-£40
PE kit £40-£80
Shoes £40-£70
PE trainers £30-£60
Bag £20-£50
Coat £30-£80
Stationery £20-£40
Total £300-£600+

Primary School

Item Typical Cost
Polo shirts (×5) £15-£30
Jumper/cardigan (×2) £15-£30
Trousers/skirt (×3) £20-£40
PE kit £20-£40
Shoes £30-£50
Plimsolls £8-£15
Bag £15-£30
Coat £25-£50
Total £150-£300

Where to Save Money

Uniform Suppliers Compared

Source Cost Quality
School supplier £££ Variable
Supermarkets £ Good
Primark £ Basic
M&S ££ Durable
Second-hand £ Variable

Supermarket School Ranges

Retailer Known For
Aldi Value bundles
Lidl Seasonal specials
Sainsbury’s Tu Good range
Tesco F&F Stain-resistant
Asda George Budget-friendly
M&S Durability

Best Time to Buy

Timing Strategy
June-July Early sales, best selection
Late August Clearance but limited sizes
January sales Stock up for next year
Throughout year Replace as needed

Help Available

School Uniform Grants

Source Amount
Local council £50-£200 typically
Varies by area Check your council
Not universal Many councils don’t offer
Income-based Usually means-tested

How to Apply

Step Action
1 Search “[your council] school uniform grant”
2 Check eligibility criteria
3 Apply before deadline
4 Provide required evidence

Other Help Sources

Source Help Available
School hardship fund Ask school office
Local charities Area-specific
Turn2us grants Search their database
Buttle UK For vulnerable children
Family Fund Disabled children

Free School Meals

Who Qualifies

Benefit Received Eligible
Universal Credit (income under £7,400) Yes
Income Support Yes
Income-based JSA Yes
Income-based ESA Yes
Child Tax Credit (income under £16,190) Yes
Working Tax Credit run-on Yes
Pension Credit (Guarantee) Yes

Universal Infant FSM

Year Groups Eligibility
Reception All children
Year 1 All children
Year 2 All children
Regardless of income Automatic

Why Register Even If Universal

Benefit Details
Pupil Premium School gets extra funding
Other support May unlock additional help
Future eligibility Establishes record

How to Apply

Step Action
1 Apply through local council
2 Or through school
3 Provide evidence of benefits
4 Usually starts within days

Second-Hand Options

Where to Find

Source Details
School uniform sales Many schools run these
Facebook groups Local selling pages
Uniform Exchange Some schools have permanently
Charity shops Near schools
Vinted/eBay Check for school name

Quality Check

Check Why
Seams and stitching Durability
Stains and marks Can they be removed?
Size labels Accurate?
Logo condition If applicable
Overall wear How much life left?

Money-Saving Tips

General Strategies

Tip Saving
Start with basics Add as needed
Label everything Reduce lost items
Repair don’t replace Extends life
Buy slightly big Grows into them
Multi-packs Usually cheaper
Uniform swap With other parents

Avoiding Budget Traps

Trap Alternative
Buying everything new Mix new and second-hand
Full logo uniform Plain items where allowed
Buying too much Start small, add later
Designer PE kit Supermarket brands fine
New bag every year Durable choice lasts years

Extended Wear Tips

Action Benefit
Knee patches Trousers last longer
Iron-on repairs Fix small holes
Good shoe care Extends life
Proper washing Follow labels
Rotation Don’t wear same item daily

Additional School Costs

Throughout the Year

Cost Typical
School trips £10-£100+
After-school clubs £0-£50/term
School dinners £2-£3/day
Photos £10-£30
Charity days £1-£2 each
Contributions Varies

Managing Ongoing Costs

Strategy Details
Budget monthly Set aside fixed amount
Ask about subsidies For trips, clubs
Packed lunch Cheaper than dinners
Speak to school If struggling

If You’re Struggling

Get Help

Action Why
Talk to school They want to help
Apply for FSM Even if unsure
Check all benefits You may be missing some
Local hardship funds Council schemes
Charities Many offer grants

Rights to Know

Right Details
School can’t exclude For uniform issues alone
Must consider circumstances Financial hardship
Shouldn’t shame children For lacking items
Reasonable policy Schools should have

Summary: Action Checklist

Before School Starts

Task Done
Check school uniform policy
Apply for uniform grant
Apply for free school meals
Check second-hand sales
Compare supermarket prices
Buy early for best selection

Money-Saving Checklist

Action Done
Supermarket basics for plain items
Second-hand for expensive items
Label all items
Check for council grants
Ask school about help

Apply For

Support Done
Free school meals
Uniform grant
Pupil Premium ☐ (via FSM application)
School hardship fund
Charitable grants

Key Resources

Resource For
Gov.uk/free-school-meals FSM application
Your local council website Uniform grants
Turn2us.org.uk Grant finder
School office Direct help

Back to school costs are significant but manageable. Use all available help, shop smart, and don’t be afraid to ask for support if you’re struggling. Schools and councils have budgets specifically to help families in difficulty.