Banking

How Much Does Probate Cost UK?

Complete guide to probate costs UK. Court fees, solicitor charges, DIY vs professional, and total costs to expect when dealing with someone's estate.

Probate costs vary significantly depending on whether you do it yourself or use professionals.

Probate Court Fees

Application Fee (2025)

Estate Value Fee
Under £5,000 £0
Over £5,000 £300

Additional Copies

Item Cost
Extra copies of Grant £1.50 each
Recommended 3-5 copies

Professional Costs

Solicitor Fee Structures

Method Typical Cost Pros Cons
Fixed fee £2,000-5,000 Predictable May exclude extras
Hourly rate £150-350/hour Pay for work done Unpredictable total
Percentage 1-4% of estate Aligned with value Expensive for large estates

Percentage Fee Examples

Estate Value 1% Fee 2% Fee 4% Fee
£200,000 £2,000 £4,000 £8,000
£350,000 £3,500 £7,000 £14,000
£500,000 £5,000 £10,000 £20,000
£750,000 £7,500 £15,000 £30,000
£1,000,000 £10,000 £20,000 £40,000

What’s Usually Included

Typically Included Often Extra
Probate application Property sale
Estate valuation Tax returns (complex)
Basic IHT forms Disputes
Collecting assets Foreign assets
Paying debts Business assets
Distribution House clearance

Getting Quotes

Ask For Why
Fixed fee if possible Budget certainty
What’s included Avoid surprises
What’s extra Know full cost
Disbursements Separate costs
Multiple quotes Prices vary hugely

DIY Probate Costs

If You Do It Yourself

Cost Amount
Court fee £300
Copy certificates £10-15
Postage/admin £20-50
Total DIY cost £330-365

Tools Available

Resource Cost
GOV.UK guidance Free
Probate Registry helpline Free
Online application Included
Co-op Probate (limited help) ~£300

Other Costs Involved

Valuations

Item Typical Cost
Property (estate agent) Free-£300
Property (surveyor) £200-500
Chattels/contents Free-£200
Shares/investments Usually free
Specialist items (art etc) £100-500+

Inheritance Tax

If IHT Due Paid From Estate
Rate 40% over threshold
Threshold 2025/26 £325,000 (+ allowances)
Due Within 6 months of death
Payment before probate Often needed

Other Estate Costs

Cost Typical Amount
Funeral £4,000-6,000
Property maintenance Variable
Insurance While selling
Utility bills Until sold/cleared
Storage If needed

Total Cost Scenarios

Simple Estate (DIY)

Estate: £250,000, One Property
Probate fee
Extra copies
Property valuation
Admin costs
Total

Medium Estate (Fixed Fee Solicitor)

Estate: £400,000, Property + Investments
Probate fee
Solicitor fixed fee
Disbursements
Property valuation
Total

Complex Estate (Full Service)

Estate: £750,000, Multiple Assets
Probate fee
Solicitor (2% fee)
Accountant tax work
Specialist valuations
Total

DIY vs Solicitor

When DIY Makes Sense

Situation Suitable for DIY
Single property + bank accounts
Clear will, uncontested
UK assets only
Named beneficiaries
No business assets
Straightforward IHT

When to Use Solicitor

Situation Professional Help
Complex assets (business, overseas) Recommended
Family disputes likely Recommended
Large IHT liability Recommended
Trusts involved Recommended
No will (intestacy) Consider
Multiple properties Consider
Nervous about paperwork Consider

Reducing Costs

Practical Tips

Strategy Saving
Do it yourself £2,000-10,000+
Get multiple quotes Compare prices
Choose fixed fee Avoid surprises
Avoid percentage fees On large estates
Do admin yourself Reduce hourly billing

Hybrid Approach

Task Who Does It
Valuing assets You
Completing forms You
Legal check/submission Solicitor
Collecting assets You
Distribution You
Cost £500-1,500

Probate Specialists

Type Cost Service
Solicitor Most expensive Full legal service
Probate specialist (non-solicitor) Mid-range Most estates
Online services Budget DIY with support
Banks Expensive Avoid usually

Bank Executor Services (Warning)

Why Banks Are Expensive

Bank Service Typical Fee
Fee structure 2-4% of estate
£300,000 estate £6,000-12,000
Plus Legal costs on top
Often Named in old wills

Removing Bank Executors

If Named in Will Options
Renounce They can step down
Negotiate Reduced fee
Use different service If allowed
Check will terms May be choice

Timeline Impact on Costs

Standard Timeline

Stage Typical Time
Gather information 2-4 weeks
Submit application 1-2 weeks
Receive grant 4-8 weeks
Collect assets 2-8 weeks
Pay debts/distribute 4-12 weeks
Total 4-8 months

Cost Implications

Factor Impact
Hourly billing Longer = more expensive
Property insurance While unsold
Property maintenance Ongoing
Utility bills Until cleared

Summary

Quick Cost Guide

Approach Typical Total Cost
DIY £300-400
Online service £500-1,500
Fixed fee solicitor £2,000-5,000
Percentage fee (small estate) £3,000-8,000
Percentage fee (large estate) £10,000-30,000+

What Affects Cost

Factor Impact
Estate value Higher = more (if %)
Complexity More assets = more work
Disputes Massively increase costs
Who does it DIY vs professional
Fee structure Fixed vs hourly vs %

Action Plan

Step Action
1 Assess estate complexity
2 Decide DIY or professional
3 Get 3+ quotes if using professional
4 Request fixed fee quote
5 Ask what’s included/excluded
6 Check reviews/recommendations