Home Improvements UK 2026 — Costs, Planning Rules, Grants and Adding Value

How to Increase Your Home Value UK — Best Improvements

Guide to home improvements that add value in the UK. Which renovations give best returns, what to avoid, and how to add value without major works.

Mortgage information is general guidance only. Mortgages are regulated by the FCA. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Consult an FCA-regulated mortgage adviser before making decisions.

Some improvements add real value; others are money pits. Here’s what actually works.

Best Value-Adding Improvements

Return on Investment Rankings

ImprovementTypical CostValue AddedROI
Loft conversion£30,000-£60,00010-20%Very good
Extension£40,000-£100,000+Up to 20%Good
Additional bedroom£15,000-£50,00010-15%Very good
New kitchen£8,000-£25,0005-10%Good
New bathroom£5,000-£15,0003-5%Good
Garden landscaping£2,000-£10,000Up to 5%Good
New boiler/heating£3,000-£8,0003-5%Good

High Impact, Lower Cost

ImprovementCostImpact
Neutral redecoration£500-£2,000High visual impact
Deep clean£200-£500Makes everything better
DeclutterFreeRooms look bigger
Update lighting£200-£1,000Modernises instantly
New front door£500-£2,000First impression
Garden tidy-up£200-£500Kerb appeal

Extensions

Types and Costs

Extension TypeTypical CostValue Added
Single-storey rear£40,000-£70,0005-10%
Double-storey£70,000-£120,00010-20%
Side extension£35,000-£60,0005-15%
Wrap-around£70,000-£100,00010-15%

Permitted Development

Usually AllowedUsually Needs Planning
Single-storey rear (limits apply)Two-storey extension
Small side extensionsNear boundary
Loft (within limits)Listed buildings
OutbuildingsConservation areas

Extension Tips

TipWhy
Match existing styleLooks intentional
Get 3+ quotesPrices vary hugely
Use architectBetter design, fewer problems
Check Building RegsRequired for structural work
Consider neighboursAvoid disputes

Loft Conversions

Types of Conversion

TypeCostDetails
Roof light (Velux)£25,000-£40,000Existing roof shape
Dormer£35,000-£55,000Box window adds space
Hip-to-gable£45,000-£60,000Changes roof shape
Mansard£55,000-£75,000Complete roof rebuild

Is Your Loft Suitable?

CheckRequirement
Head height2.2m at highest point minimum
Roof structureTraditional rafters easier
AccessSpace for staircase
ServicesCan they be extended?
PlanningMay need for dormers

What Adds Most Value

FeatureImpact
En-suite bathroomSignificantly increases value
Good headroomFeels like proper room
Natural lightWindows/skylights
Proper staircaseNot ladder access
Building Regs sign-offEssential for sale

Kitchen Improvements

Full Renovation vs Updates

ApproachCostWhen to Choose
Full renovation£10,000-£30,000Kitchen fundamentally wrong
Replace doors/worktops£3,000-£6,000Good layout, dated look
Update details£500-£1,500Basically fine, needs refresh

What Buyers Want

FeatureAppeal
Enough counter spaceEssential
Good storageVery important
Integrated appliancesModern look
Natural lightHighly valued
Dining spaceIf possible

Kitchen Budget Guidelines

House ValueMax Kitchen Budget
£200,000£10,000-£15,000
£300,000£15,000-£20,000
£400,000£20,000-£30,000
£500,000+£25,000-£40,000

Bathroom Improvements

What Adds Value

FeatureCostImpact
Modern suite£3,000-£8,000Essential update
En-suite addition£5,000-£15,000Significant value add
Regrouting/resealing£200-£500Quick refresh
New taps/shower£300-£1,000Easy upgrade

En-Suite Considerations

FactorDetails
Bedroom sizeDon’t make bedroom too small
PositionNear existing plumbing cheaper
VentilationWindow or extractor required
Value addMost in 3+ bed properties

Energy Efficiency Improvements

EPC Improvements

ImprovementCostEPC Impact
Loft insulation£300-£600Significant
Cavity wall insulation£500-£1,500Significant
Double glazing£4,000-£10,000Moderate
New boiler£2,500-£4,000Moderate
Solar panels£6,000-£10,000Significant

Why EPC Matters

FactorDetails
Running costsBuyers consider bills
Mortgage productsGreen mortgages available
Future regulationsMay become mandatory
Selling pointEnergy efficiency sells

Grants Available

SchemeHelp Available
ECO4Free/subsidised insulation
BUSHeat pump grants
Local schemesVaries by area

What Doesn’t Add Value

Poor Investments

ImprovementWhy Poor Return
Swimming poolNiche appeal, maintenance
Overly bespoke designLimits buyers
Garage conversionIf parking scarce
Garden building as bedroomUsually not counted
Hot tubPersonal preference

Over-Improvement Trap

Warning SignProblem
Best house on streetLimited ceiling
Ultra-high specWon’t recoup cost
Very personal tasteBuyers have own
Extensions too largeGarden matters too

Location Ceiling

Street TypeReality
All similar homesHard to exceed average much
Mixed streetSome upside potential
Improving areaMore potential

Low-Cost Value Adds

Quick Wins

TaskCostImpact
Fresh neutral paint£200-£500Huge visual difference
Fix obvious defectsVariesRemoves negatives
New door handles£50-£200Quick modernisation
Update light fittings£100-£500Instant update
Deep clean carpets£100-£200Fresh feel

Kerb Appeal

ImprovementCost
Paint front door£50-£100
New house numbers£20-£50
Tidy front garden£100-£500
Clean windows£50-£100
New letterbox/doorbell£30-£100

Garden

TaskCostImpact
Clear overgrowth£100-£500Looks bigger
Defined lawnVariesClean lines
Patio/decking£1,000-£5,000Outdoor living
Fence repair£500-£2,000Privacy, appearance
Outdoor lighting£100-£500Ambiance

Summary: Value-Adding Checklist

Before You Start

QuestionAnswer
What’s the ceiling for your street?Research sold prices
What would buyers want?Think objectively
Do you have budget to do it properly?Quality matters
How long until you sell?More time = more options

Best Returns

PriorityAction
1Fix any obvious problems
2Neutral decoration throughout
3Kitchen/bathroom refresh
4Additional bedroom if possible
5Energy efficiency

Avoid

Don’tWhy
Over-improve for areaWon’t recoup
Highly personal choicesLimit appeal
Cheap materialsShows
Unpermitted workProblems at sale

Before Selling

Quick WinsDone
Deep clean
Declutter
Touch up paint
Fix anything broken
Tidy garden
First impression (kerb appeal)

The best improvements are often the simplest. A clean, well-maintained, neutral home in good repair will often sell for more than one with expensive but personal improvements. Know your ceiling and spend accordingly.

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Your home may be repossessed if you do not keep up repayments on your mortgage. PocketWise provides information and guidance — we do not offer financial advice. Seek independent mortgage advice before making decisions about borrowing.

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Sources

  1. FCA — Mortgages
  2. MoneyHelper — Buying a home