Enter the price and your situation to see the tax on a home anywhere in the UK, band by band. The calculator uses the 2026/27 rates: Stamp Duty Land Tax (SDLT) in England and Northern Ireland, Land and Buildings Transaction Tax (LBTT) in Scotland and Land Transaction Tax (LTT) in Wales.
| Band | Taxed | Rate | Tax |
|---|
It covers a straightforward purchase of one home by individuals. Leases, shared ownership, buying several homes at once, company purchases and mixed-use property have their own rules: use HMRC’s SDLT calculator or ask your conveyancer.
How the tax is worked out
Stamp duty is charged in slices, like income tax. Each rate applies only to the part of the price inside its band, and the slices are added up. On a £295,000 home in England bought by someone moving home, the first £125,000 is tax-free, the next slice to £250,000 is taxed at 2%, and the rest at 5%: £4,750 in all.
What changes the bill:
- First-time buyers in England and Northern Ireland get relief on homes up to £500,000, and in Scotland at any price. Wales has no first-time buyer relief. See the stamp duty rates guide for who counts as a first-time buyer.
- Additional homes (a second home or buy-to-let) pay higher rates in all three nations, unless the purchase replaces your main home. See the second home surcharge.
- Non-UK residents pay a surcharge of 2% on top of every SDLT band in England and Northern Ireland.
Stamp duty at common prices: England and Northern Ireland
SDLT on a home in England or Northern Ireland at 2026/27 rates, for UK residents:
| Price | First-time buyer | Moving home | Additional home |
|---|---|---|---|
| £250,000 | £0 | £2,500 | £15,000 |
| £300,000 | £0 | £5,000 | £20,000 |
| £350,000 | £2,500 | £7,500 | £25,000 |
| £400,000 | £5,000 | £10,000 | £30,000 |
| £450,000 | £7,500 | £12,500 | £35,000 |
| £500,000 | £10,000 | £15,000 | £40,000 |
| £600,000 | £20,000 (no relief) | £20,000 | £50,000 |
| £750,000 | £27,500 (no relief) | £27,500 | £65,000 |
| £1,000,000 | £43,750 (no relief) | £43,750 | £93,750 |
Above £500,000 a first-time buyer pays the same as someone moving home, because the relief is lost on the whole price, not just the part above the limit. On a £510,000 home a first-time buyer pays £15,500, against £10,000 at £500,000.
Scotland and Wales at the same prices
The tax on the same homes in Scotland (LBTT) and Wales (LTT), for someone moving home:
| Price | Scotland (LBTT) | Wales (LTT) | England and NI (SDLT) |
|---|---|---|---|
| £250,000 | £2,100 | £1,500 | £2,500 |
| £350,000 | £8,350 | £7,500 | £7,500 |
| £500,000 | £23,350 | £18,000 | £15,000 |
The bands, reliefs and higher rates for each are in the LBTT guide and the LTT guide.
Deadlines for paying are on the stamp duty hub page.
Related guides
- Stamp duty in the UK: SDLT, LBTT and LTT explained
- Stamp duty rates 2026/27
- Stamp duty on second homes and buy-to-let
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