Car Costs UK 2026 — Running Costs, Finance Options and Buying GuideMOT and Servicing Costs UK — What to Expect
Guide to car MOT and servicing costs in the UK. What's included, typical prices, when servicing is needed, and how to save money on maintenance.
Start here: Car Costs Hub.
Regular servicing keeps your car safe and protects its value. Here’s what it costs.
MOT Test
What Is an MOT?
| Feature | Details |
|---|
| What it is | Annual roadworthiness test |
| When needed | Cars 3+ years old |
| Tests | Safety and environmental standards |
| Valid for | 12 months |
| Legal requirement | Yes, for road use |
MOT Costs
| Fee | Amount |
|---|
| Maximum legal fee | £54.85 (cars) |
| Typical charge | £35-£50 |
| Discounted/free | Often with service |
What’s Tested
| Category | Items Checked |
|---|
| Lights | All lights working |
| Brakes | Efficiency and condition |
| Tyres | Tread depth (1.6mm minimum) |
| Steering | System condition |
| Suspension | Worn parts |
| Exhaust | Emissions and security |
| Bodywork | Sharp edges, corrosion |
| Windscreen | Chips in driver’s view |
Pass/Fail/Advisory
| Result | What It Means |
|---|
| Pass | Roadworthy, good for 12 months |
| Advisory | Items to monitor, not failures |
| Minor defects | Noted but passed |
| Major defects | Fail — must be repaired |
| Dangerous defects | Fail — not safe to drive |
If Your Car Fails
| Option | Details |
|---|
| Repair and retest | Free partial retest within 10 days |
| Leave for repairs | At testing garage |
| Take elsewhere | May need full retest |
| Drive home | Only if no dangerous defects |
Car Servicing
Service Types
| Service | What’s Included | Typical Cost |
|---|
| Interim/minor | Oil, filter, basic checks | £80-£150 |
| Full/major | All fluids, filters, comprehensive | £150-£300+ |
| Manufacturer service | As per handbook schedule | £200-£400+ |
What’s Included
| Interim Service | Full Service (Adds) |
|---|
| Oil change | All of interim plus… |
| Oil filter | Air filter |
| Basic safety checks | Fuel filter (diesel) |
| Top up fluids | Cabin/pollen filter |
| Tyre check | Spark plugs (petrol) |
| Lights check | Brake fluid |
| — | Full inspection |
Service Schedule
| Interval | Service Type |
|---|
| 6 months / 6,000 miles | Interim (some cars) |
| 12 months / 10,000-12,500 miles | Full service |
| 24 months / 20,000 miles | Major service |
| Varies | Check manufacturer handbook |
Dealer vs Independent
| Factor | Main Dealer | Independent |
|---|
| Cost | £200-£400+ | £100-£200 |
| Parts | Genuine OEM | OEM or quality equivalent |
| Warranty | Often required perception | Can use if qualified |
| Convenience | Often extras included | Usually basic service |
| Trust | Brand backing | Find reputable garage |
Typical Costs
By Service Type
| Service | Independent | Main Dealer |
|---|
| MOT | £30-£50 | £50-£55 |
| Interim service | £80-£150 | £150-£200 |
| Full service | £150-£250 | £250-£400 |
| MOT + Service | £130-£200 | £250-£350 |
By Car Type
| Car Type | Service Cost Range |
|---|
| Small hatchback | £80-£200 |
| Family car | £100-£250 |
| SUV | £150-£300 |
| German premium | £200-£400+ |
| Luxury/performance | £300-£600+ |
Common Repair Costs
| Repair | Typical Cost |
|---|
| Brake pads (pair) | £100-£200 |
| Brake discs + pads | £200-£400 |
| New tyres (each) | £50-£150 |
| Battery | £80-£200 |
| Alternator | £200-£400 |
| Clutch replacement | £400-£800 |
| Timing belt | £300-£600 |
Common Advisory Items
| Item | When to Address |
|---|
| Brake pads worn | Within next few thousand miles |
| Tyre tread low | Before reaching 1.6mm |
| Suspension wear | Usually can wait till next service |
| Oil leak minor | Monitor closely |
Replacement Intervals
| Part | Typical Interval |
|---|
| Timing belt | 60,000-100,000 miles |
| Brake fluid | Every 2 years |
| Coolant | Every 3-5 years |
| Transmission fluid | 30,000-60,000 miles |
| Spark plugs | 30,000-60,000 miles |
Saving Money
MOT Savings
| Strategy | Saving |
|---|
| Free MOT with service | £35-£55 |
| Halfords autocentres | Often competitive |
| Local independents | Often cheaper |
| Check tyres/lights yourself | Avoid easy failures |
Service Savings
| Strategy | Saving |
|---|
| Use independent garage | 30-50% |
| Buy parts yourself | Sometimes cheaper |
| Service plans | Spread cost, fix price |
| Compare quotes | Significant variation |
DIY Where Possible
| Easy DIY | Harder (Leave to Garage) |
|---|
| Top up washer fluid | Timing belt |
| Check tyre pressures | Brake repairs |
| Replace wiper blades | Suspension work |
| Replace bulbs | Anything safety-critical |
Finding a Good Garage
| Source | How |
|---|
| Personal recommendations | Ask friends/family |
| Online reviews | Google, Trustpilot |
| Good Garage Scheme | Vetted members |
| RAA approved | Inspection standards |
Service Records
Why They Matter
| Benefit | Details |
|---|
| Resale value | Full history adds value |
| Warranty | May be required |
| Peace of mind | Know car maintained |
| Problem diagnosis | History helps mechanics |
What to Keep
| Document | Why |
|---|
| Service stamps | In service book |
| Invoices | Proof of work done |
| MOT history | Available online |
| Receipts | For warranty claims |
Summary: Maintenance Checklist
Annual Requirements
| Item | When |
|---|
| MOT | Each year after car is 3 |
| Service | Every 12 months / 12,000 miles |
| Tax | Keep current |
| Insurance | Keep current |
Typical Annual Costs
| Item | Budget |
|---|
| MOT | £40-£55 |
| Service | £150-£300 |
| Tyres (if needed) | £200-£400 |
| Repairs (average) | £100-£300 |
| Total | £490-£1,055 |
Signs Your Car Needs Attention
| Warning | Possible Issue |
|---|
| Warning lights | Various - check promptly |
| Unusual noises | Bearings, brakes, exhaust |
| Pulling to one side | Alignment, brakes |
| Vibration | Tyres, brakes, wheels |
| Poor fuel economy | Service needed |
Key Dates
| Milestone | Action |
|---|
| MOT due date | Book 2-4 weeks early |
| Service due | Check mileage and date |
| Timing belt interval | Don’t miss this |
Regular maintenance costs money but prevents expensive breakdowns and keeps your car safe. Budget for ongoing costs and shop around for the best value.
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