Property

Selling Your Home Guide UK — Step by Step Process and Costs

Complete guide to selling your home in the UK. From valuation to completion — estate agents, timing, costs, and how to get the best price for your property.

Selling your home is one of the largest financial transactions you will make. Getting the process right — from choosing the right estate agent to pricing correctly — can mean tens of thousands of pounds difference in what you walk away with.

Preparation Before Listing

1. Get Your Property Valued

Get valuations from at least three estate agents. They will:

  • Assess your property’s value based on comparable sales
  • Suggest an asking price
  • Explain their marketing strategy and fees

Beware of overvaluation — some agents deliberately overvalue to win your business, then pressure you to reduce the price later.

2. Obtain an Energy Performance Certificate (EPC)

An EPC is legally required before marketing. It rates your property’s energy efficiency from A (best) to G (worst).

EPC DetailsInformation
Cost£60–£120
Valid for10 years
Required byLaw, before marketing
Rating impactHigher ratings can add value (buyers know costs will be lower)

3. Prepare Your Home

Cost-effective improvements that add value:

ImprovementCostPotential Impact
Deep clean£200–£500High
DeclutterFreeHigh
Fresh neutral paint£200–£500Medium-High
Garden tidy-up£50–£200Medium
Fix minor issues (dripping taps, squeaky doors)£50–£200Medium
Professional photos£150–£300Very High

4. Instruct a Solicitor Early

Instruct your conveyancer before listing. They can prepare:

  • Title deeds and property information forms
  • Leasehold information (if applicable)
  • Any documents buyers will need

This prevents delays once you accept an offer.

Choosing an Estate Agent

Fee Structures

Agent TypeTypical FeePayment
High street (sole agency)1.0–1.75% + VATOn completion only
High street (multi-agency)2.0–3.0% + VATOn completion only
Online agent£500–£2,000Upfront (regardless of sale)
Hybrid agent£1,000–£3,000Varies

Sole vs Multi-Agency

FeatureSole AgencyMulti-Agency
FeeLower (1.0–1.75%)Higher (2.0–3.0%)
Agents marketingOneMultiple
Wider exposureLessMore
Best forMost salesHard-to-sell properties

Questions to Ask Agents

  1. What is your fee structure (and what is included)?
  2. How many similar properties have you sold locally in the past 6 months?
  3. How long did they take to sell?
  4. What is your marketing strategy (portals, photography, floor plans)?
  5. What is your tie-in period?
  6. Who will conduct viewings?
  7. Can I see example listings of similar properties?

Pricing Your Property

Get It Right First Time

The first 2-4 weeks are critical — your property gets the most attention from buyers when it first appears on the market. Overpricing leads to:

  • Fewer viewings
  • Longer time on market
  • Eventually selling for less than if priced correctly from the start

Pricing Strategies

StrategyApproachBest Used When
At market valuePrice at comparable sales evidenceStandard approach
Slightly belowAttract more viewers, create competitionFast sale needed
Offers overSet a guide price and invite offersScotland (standard), strong markets
Offers in excess ofSet below value to attract interestHigh-demand areas

The Selling Process

StageTimelineWhat Happens
1. List propertyWeek 1Photos, floor plans, portal listings go live
2. ViewingsWeeks 1–8Potential buyers visit
3. Receive offersWeeks 2–12Assess and negotiate offers
4. Accept offerAgree price and terms with buyer
5. Sale agreedProperty marked as “sold subject to contract”
6. Conveyancing8–16 weeksSolicitor handles legal process
7. ExchangeLegally binding; buyer pays deposit
8. Completion1–4 weeks after exchangeKeys handed over; funds received

Costs of Selling

CostTypical Amount
Estate agent fee (1.5% on £300,000)£4,500 + VAT = £5,400
Conveyancing£800–£1,500 + VAT
EPC£60–£120
Mortgage early repayment charge0–5% of outstanding balance
Removal costs£500–£2,000
Total£6,000–£12,000+

Capital Gains Tax

If this is your main residence, there is no CGT on the sale. If it is a second home or investment property, CGT applies on the gain.

Tips for a Successful Sale

  1. Price right from the start — check recent comparable sales on Rightmove and Zoopla
  2. Present your home well — clean, tidy, neutral decor, good lighting
  3. Professional photography — most buyers browse online first
  4. Be flexible with viewings — accommodate evenings and weekends
  5. Be honest — disclose known issues; they will come out in the survey
  6. Respond quickly — to offers and conveyancing queries
  7. Keep your chain short — already having a property to move to (or being chain-free) makes you more attractive

For the buying side of the process, see our first-time buyer guide and mortgage calculator.