The table shows what you take home from salaries of £15,000 to £150,000 in the 2026/27 tax year, after income tax and employee National Insurance. Figures are shown for England, Wales and Northern Ireland, and for Scottish taxpayers. For your own pension contribution or student loan, use the take-home pay calculator.
Jump to a salary: £20,000 · £25,000 · £30,000 · £35,000 · £40,000 · £45,000 · £50,000 · £55,000 · £60,000 · £70,000 · £80,000 · £90,000 · £100,000 · £110,000 · £125,000 · £150,000
Take-home pay from £15,000 to £150,000
Every £1,000 from £15,000 to £60,000, then every £5,000 to £150,000. Amounts are rounded to the nearest pound; a month is the yearly figure divided by 12 and a week by 52.
| Salary | England, Wales and Northern Ireland | Scotland | |||||
|---|---|---|---|---|---|---|---|
| Income tax | National Insurance | Take-home a year | A month | A week | Take-home a year | A month | |
| £15,000 | £486 | £194 | £14,320 | £1,193 | £275 | £14,344 | £1,195 |
| £16,000 | £686 | £274 | £15,040 | £1,253 | £289 | £15,074 | £1,256 |
| £17,000 | £886 | £354 | £15,760 | £1,313 | £303 | £15,799 | £1,317 |
| £18,000 | £1,086 | £434 | £16,480 | £1,373 | £317 | £16,519 | £1,377 |
| £19,000 | £1,286 | £514 | £17,200 | £1,433 | £331 | £17,239 | £1,437 |
| £20,000 | £1,486 | £594 | £17,920 | £1,493 | £345 | £17,959 | £1,497 |
| £21,000 | £1,686 | £674 | £18,640 | £1,553 | £358 | £18,679 | £1,557 |
| £22,000 | £1,886 | £754 | £19,360 | £1,613 | £372 | £19,399 | £1,617 |
| £23,000 | £2,086 | £834 | £20,080 | £1,673 | £386 | £20,119 | £1,677 |
| £24,000 | £2,286 | £914 | £20,800 | £1,733 | £400 | £20,839 | £1,737 |
| £25,000 | £2,486 | £994 | £21,520 | £1,793 | £414 | £21,559 | £1,797 |
| £26,000 | £2,686 | £1,074 | £22,240 | £1,853 | £428 | £22,279 | £1,857 |
| £27,000 | £2,886 | £1,154 | £22,960 | £1,913 | £442 | £22,999 | £1,917 |
| £28,000 | £3,086 | £1,234 | £23,680 | £1,973 | £455 | £23,719 | £1,977 |
| £29,000 | £3,286 | £1,314 | £24,400 | £2,033 | £469 | £24,439 | £2,037 |
| £30,000 | £3,486 | £1,394 | £25,120 | £2,093 | £483 | £25,155 | £2,096 |
| £31,000 | £3,686 | £1,474 | £25,840 | £2,153 | £497 | £25,865 | £2,155 |
| £32,000 | £3,886 | £1,554 | £26,560 | £2,213 | £511 | £26,575 | £2,215 |
| £33,000 | £4,086 | £1,634 | £27,280 | £2,273 | £525 | £27,285 | £2,274 |
| £34,000 | £4,286 | £1,714 | £28,000 | £2,333 | £538 | £27,995 | £2,333 |
| £35,000 | £4,486 | £1,794 | £28,720 | £2,393 | £552 | £28,705 | £2,392 |
| £36,000 | £4,686 | £1,874 | £29,440 | £2,453 | £566 | £29,415 | £2,451 |
| £37,000 | £4,886 | £1,954 | £30,160 | £2,513 | £580 | £30,125 | £2,510 |
| £38,000 | £5,086 | £2,034 | £30,880 | £2,573 | £594 | £30,835 | £2,570 |
| £39,000 | £5,286 | £2,114 | £31,600 | £2,633 | £608 | £31,545 | £2,629 |
| £40,000 | £5,486 | £2,194 | £32,320 | £2,693 | £622 | £32,255 | £2,688 |
| £41,000 | £5,686 | £2,274 | £33,040 | £2,753 | £635 | £32,965 | £2,747 |
| £42,000 | £5,886 | £2,354 | £33,760 | £2,813 | £649 | £33,675 | £2,806 |
| £43,000 | £6,086 | £2,434 | £34,480 | £2,873 | £663 | £34,385 | £2,865 |
| £44,000 | £6,286 | £2,514 | £35,200 | £2,933 | £677 | £35,024 | £2,919 |
| £45,000 | £6,486 | £2,594 | £35,920 | £2,993 | £691 | £35,524 | £2,960 |
| £46,000 | £6,686 | £2,674 | £36,640 | £3,053 | £705 | £36,024 | £3,002 |
| £47,000 | £6,886 | £2,754 | £37,360 | £3,113 | £718 | £36,524 | £3,044 |
| £48,000 | £7,086 | £2,834 | £38,080 | £3,173 | £732 | £37,024 | £3,085 |
| £49,000 | £7,286 | £2,914 | £38,800 | £3,233 | £746 | £37,524 | £3,127 |
| £50,000 | £7,486 | £2,994 | £39,520 | £3,293 | £760 | £38,024 | £3,169 |
| £51,000 | £7,832 | £3,031 | £40,137 | £3,345 | £772 | £38,567 | £3,214 |
| £52,000 | £8,232 | £3,051 | £40,717 | £3,393 | £783 | £39,127 | £3,261 |
| £53,000 | £8,632 | £3,071 | £41,297 | £3,441 | £794 | £39,687 | £3,307 |
| £54,000 | £9,032 | £3,091 | £41,877 | £3,490 | £805 | £40,247 | £3,354 |
| £55,000 | £9,432 | £3,111 | £42,457 | £3,538 | £816 | £40,807 | £3,401 |
| £56,000 | £9,832 | £3,131 | £43,037 | £3,586 | £828 | £41,367 | £3,447 |
| £57,000 | £10,232 | £3,151 | £43,617 | £3,635 | £839 | £41,927 | £3,494 |
| £58,000 | £10,632 | £3,171 | £44,197 | £3,683 | £850 | £42,487 | £3,541 |
| £59,000 | £11,032 | £3,191 | £44,777 | £3,731 | £861 | £43,047 | £3,587 |
| £60,000 | £11,432 | £3,211 | £45,357 | £3,780 | £872 | £43,607 | £3,634 |
| £65,000 | £13,432 | £3,311 | £48,257 | £4,021 | £928 | £46,407 | £3,867 |
| £70,000 | £15,432 | £3,411 | £51,157 | £4,263 | £984 | £49,207 | £4,101 |
| £75,000 | £17,432 | £3,511 | £54,057 | £4,505 | £1,040 | £52,007 | £4,334 |
| £80,000 | £19,432 | £3,611 | £56,957 | £4,746 | £1,095 | £54,657 | £4,555 |
| £85,000 | £21,432 | £3,711 | £59,857 | £4,988 | £1,151 | £57,307 | £4,776 |
| £90,000 | £23,432 | £3,811 | £62,757 | £5,230 | £1,207 | £59,957 | £4,996 |
| £95,000 | £25,432 | £3,911 | £65,657 | £5,471 | £1,263 | £62,607 | £5,217 |
| £100,000 | £27,432 | £4,011 | £68,557 | £5,713 | £1,318 | £65,257 | £5,438 |
| £105,000 | £30,432 | £4,111 | £70,457 | £5,871 | £1,355 | £66,782 | £5,565 |
| £110,000 | £33,432 | £4,211 | £72,357 | £6,030 | £1,391 | £68,307 | £5,692 |
| £115,000 | £36,432 | £4,311 | £74,257 | £6,188 | £1,428 | £69,832 | £5,819 |
| £120,000 | £39,432 | £4,411 | £76,157 | £6,346 | £1,465 | £71,357 | £5,946 |
| £125,000 | £42,432 | £4,511 | £78,057 | £6,505 | £1,501 | £72,882 | £6,074 |
| £130,000 | £44,703 | £4,611 | £80,686 | £6,724 | £1,552 | £75,355 | £6,280 |
| £135,000 | £46,953 | £4,711 | £83,336 | £6,945 | £1,603 | £77,855 | £6,488 |
| £140,000 | £49,203 | £4,811 | £85,986 | £7,166 | £1,654 | £80,355 | £6,696 |
| £145,000 | £51,453 | £4,911 | £88,636 | £7,386 | £1,705 | £82,855 | £6,905 |
| £150,000 | £53,703 | £5,011 | £91,286 | £7,607 | £1,756 | £85,355 | £7,113 |
What the table assumes
- One salary for the whole tax year, paid through PAYE, with the standard Personal Allowance of £12,570.
- No pension contribution and no student loan. Both lower your take-home pay. The calculator takes them off for you, and shows how salary sacrifice changes the result.
- Employee National Insurance only. The standard rates, for an employee under State Pension age. Employer National Insurance is paid by your employer on top of your salary and doesn’t come out of your pay.
- Worked out on the year. Payroll works out tax and National Insurance each pay period, so a payslip can be a few pounds different over the year.
Where the figures change
Take-home pay doesn’t rise evenly with salary, because each deduction starts or changes rate at a set point.
| From | What changes |
|---|---|
| £12,570 | Income tax starts at 20% (the Personal Allowance is used up), and National Insurance starts at 8% above the primary threshold of £12,570 |
| £50,270 | Higher rate income tax of 40%, and National Insurance falls to 2% above the upper earnings limit of £50,270 |
| £100,000 | The Personal Allowance goes down by £1 for every £2 of income over this point |
| £125,140 | No Personal Allowance is left, and income above this is taxed at the additional rate of 45% |
How much of each extra £1 you keep
For an employee in England, Wales or Northern Ireland, income tax and National Insurance together take this share of each extra pound of salary:
| Salary range | Taken in tax and NI | You keep |
|---|---|---|
| £12,570 to £50,270 | 28% | 72p |
| £50,270 to £100,000 | 42% | 58p |
| £100,000 to £125,140 | 62% | 38p |
| Over £125,140 | 47% | 53p |
Between £100,000 and £125,140, an extra £100 of salary is taxed at the higher rate, and it also takes £50 of the Personal Allowance away, so £50 more is taxed at the higher rate too: £150 taxed at 40%, plus National Insurance on the £100.
A pension contribution through salary sacrifice or a net pay arrangement lowers the income these bands apply to. See the calculator for your own figures, and the Income Tax guides for how the bands and allowance work.
Scottish taxpayers
If you live in Scotland, you pay Scottish income tax on your earnings, with six bands from 19% to 48%. National Insurance is the same as in the rest of the UK, so the Scotland columns differ only in the income tax taken off. The calculator’s Scotland section compares the two at a few salaries, and lists the Scottish bands.