Revolut supports both UK Faster Payments and international transfers in 30+ currencies. For UK-to-UK payments, the per-transaction limit is up to £100,000. For international transfers, Revolut uses the interbank exchange rate on weekdays — one of the most competitive rates available.
The number of free transfers per month depends on your plan. Standard plan customers have a limited monthly allowance before fees apply. This page is part of the Revolut UK complete guide, which covers all Revolut features, account tiers, fees, and limits.
Revolut Transfer Limits — Overview by Plan
| Plan | Monthly fee | UK transfers | International transfers |
|---|---|---|---|
| Standard | £0 | Limited free/month, then fee | 5 free local/month; SWIFT from ~£5 |
| Plus | £3.99 | More free than Standard | More free local transfers |
| Premium | £7.99 | Unlimited free | More competitive SWIFT fees |
| Metal | £14.99 | Unlimited free | Highest free allowance |
| Ultra | £55.00 | Unlimited free | Best rates |
For exact current limits and fees per plan, check the Revolut app under Profile → Plan → Transfer limits, as plan prices and allowances change from time to time. For the full breakdown of what each plan costs and includes, see Revolut Fees UK 2026.
UK Faster Payments
Revolut processes UK bank-to-bank transfers via Faster Payments. Key details:
| Detail | Amount |
|---|---|
| Per-transaction limit | Up to £100,000 |
| Speed | Seconds, 24/7 |
| UK transfer fee (Standard) | Limited free per month, then small fee |
| UK transfer fee (Premium+) | Free |
Revolut’s per-transaction UK limit (£100,000) is comparable to Starling (£250,000) and significantly above Monzo (£10,000 default). For most personal transfers, all three are adequate.
International Transfers — Revolut’s Strongest Feature
Revolut supports transfers to 160+ countries in 30+ currencies. This is where Revolut stands apart from Monzo and Starling — neither supports international transfers directly (Starling routes customers to Wise; Monzo has no international transfer option).
Exchange rates:
- Weekdays: interbank rate — the real mid-market rate with no markup
- Weekends: interbank rate + 0.5% surcharge (FX markets are closed)
SWIFT transfers: For countries outside SEPA/local payment rails, Revolut uses SWIFT. Fees vary:
- Standard: from ~£5 per SWIFT transfer
- Premium/Metal: lower or no SWIFT fees depending on destination
Practical example: Sending £2,000 to a eurozone account on a Tuesday.
- Revolut converts at the interbank rate — for illustration, say 1.18 EUR/GBP
- Recipient receives approximately €2,360
- The same transaction via a high-street bank using an illustrative marked-up rate of 1.13 would deliver ~€2,260 — a difference of around €100
Actual exchange rates move constantly; treat these as illustrative figures, not live rates.
Revolut vs Wise for International Transfers
Revolut and Wise both use competitive exchange rates, but differ in structure:
| Feature | Revolut | Wise |
|---|---|---|
| Exchange rate | Interbank (weekdays) | Near-interbank (always) |
| Weekend surcharge | 0.5% | No surcharge |
| Transfer fee | Plan-dependent | Fixed % + small flat fee |
| Speed | Instant to 1–2 days | Instant to 2 days |
| 160+ currencies | ✅ Yes | ✅ Yes |
| Transparency | Complex (plan-dependent) | Very transparent |
For regular international transfers where simplicity matters, Wise’s transparent fee structure is easier to understand. For users already on Revolut Premium, using Revolut for international transfers avoids paying for a second service. For a full side-by-side comparison, see Wise vs Revolut.
Revolut vs Monzo vs Starling — Transfer Comparison
| Bank | UK limit per transfer | International | CHAPS |
|---|---|---|---|
| Revolut | £100,000 | ✅ Yes (160+ countries) | ❌ No |
| Monzo | £10,000 (default) | ❌ No | ❌ No |
| Starling | £250,000 | ❌ No (via Wise) | ✅ Yes (£25) |
Revolut wins clearly for international transfers. Starling wins for high-value UK transfers and CHAPS access.
Checking and Adjusting Your Limits
Your current transfer limits are visible in the Revolut app:
- Open the app → Profile icon
- Go to Limits or Plan details
- View your daily sending limit, monthly free transfer allowance, and remaining balance
If you need to increase a limit for a specific large payment, contact Revolut via in-app chat and provide evidence of the transaction’s purpose.